Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model, which includes brokerage services.
Quick Stats
Jan 30, 202651.8
AI Score
HOLD1.32
Volume Ratio
Apr 16, 2026
Next Earnings
13
+ve Days (30d)
17
-ve Days (30d)
ALLY Stock Summary
Last updated Jan 30, 2026
ALLY is currently trading at $42.28, positioned above its 200-day moving average of $39.48, indicating a long-term uptrend. The stock has a 52-week range of $29.52 to $47.27.
Technical Analysis: The 50-day moving average stands at $43.37, which is above the current price, indicating bearish near-term pressure. The RSI (Relative Strength Index) reads 42.179, suggesting the stock is neutral with balanced momentum.
Money Flow Indicators: The Chaikin Money Flow (20-day) is -0.113, which is negative, suggesting distribution or selling pressure. Our AI-powered investment score rates ALLY at 51.8/100 with a HOLD recommendation.
ALLY (Ally Financial Inc.) Indicators
Last updated Jan 30, 2026
| Indicator | Value |
|---|---|
| RSI(14) | 42.179 |
| CMF (20) | -0.113 |
| ROC (10) | -3.139 |
| ADX (14) | 30.441 |
| Indicator | Value |
|---|---|
| MACD (12,26,9) | -0.542 |
| AROONOSC (14) | -50.0 |
| WILLAMS %R (14) | -51.752 |
| MFI (14) | 32.34 |
ALLY Technical Chart
- Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
- SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
- Options OI: Shows max open interest strikes. High OI = significant price levels.
- Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
- Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
- Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
- Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
- Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select indicators above to analyze technical patterns
Indicators will appear below the price chart with perfectly aligned datesVolume Profile Analysis
Horizontal histogram showing volume distribution at each price level with buying/selling pressure
ALLY Price vs Max Options Open Interest
ALLY Max Change In Options Open Interest
ALLY Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
ALLY Daily Out of Money Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
ALLY Daily In the Money Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
ALLY Most Active Options by Volume(near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | Volume | OI | Change in OI |
Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
Ally Financial Inc. is not trading above both 50 Day and 200 Day SMA which is considered Bearish.
ALLY Moving Averages Analysis
Ally Financial Inc. has been above 200 day sma 1 times in last 30 days. Last time it was above 200 day sma was on Jan 30, 2026
ALLY (Ally Financial Inc.) Simple Moving Averages
Moving Averages are last updated Jan 30, 2026
| Days | MA |
|---|---|
| 10 | 42.42 |
| 20 | 43.87 |
| 30 | 44.51 |
| 50 | 43.37 |
| 100 | 41.88 |
| 200 | 39.48 |
ALLY Fundamental Analysis
| P/E (Forward) | 7.8309 |
| P/E (Trailing) | 17.8481 |
| Market Cap ($) | 13.0 billion |
| Earnings/Share ($) | 2.37 |
| Net Proft Margin (%) | 0.1155 |
| Dividend/Share ($) | 1.2 |
| EPS Estimate Current Year ($) | 5.2881 |
| EPS Estimate Next Year ($) | 6.3268 |
| WallStreet Target Price ($) | 53 |
| Most Recent Quarter |