Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
Quick Stats
Jan 30, 202659.6
AI Score
HOLD2.42
Volume Ratio
Jan 29, 2026
Next Earnings
15
+ve Days (30d)
15
-ve Days (30d)
CACC Stock Summary
Last updated Jan 30, 2026
CACC is currently trading at $498.24, positioned above its 200-day moving average of $481.47, indicating a long-term uptrend. The stock has a 52-week range of $401.9 to $560.
Technical Analysis: The 50-day moving average stands at $456.2, which is below the current price, signaling bullish near-term momentum. The RSI (Relative Strength Index) reads 64.716, suggesting the stock is neutral with balanced momentum.
Money Flow Indicators: The Chaikin Money Flow (20-day) is 0.131, which is positive, indicating accumulation by institutional investors. Our AI-powered investment score rates CACC at 59.6/100 with a HOLD recommendation.
CACC (Credit Acceptance Corp) Indicators
Last updated Jan 30, 2026
| Indicator | Value |
|---|---|
| RSI(14) | 64.716 |
| CMF (20) | 0.131 |
| ROC (10) | 5.227 |
| ADX (14) | 16.101 |
| Indicator | Value |
|---|---|
| MACD (12,26,9) | -0.188 |
| AROONOSC (14) | 14.286 |
| WILLAMS %R (14) | -4.984 |
| MFI (14) | 55.031 |
CACC Technical Chart
- Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
- SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
- Options OI: Shows max open interest strikes. High OI = significant price levels.
- Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
- Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
- Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
- Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
- Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select indicators above to analyze technical patterns
Indicators will appear below the price chart with perfectly aligned datesVolume Profile Analysis
Horizontal histogram showing volume distribution at each price level with buying/selling pressure
CACC Price vs Max Options Open Interest
CACC Max Change In Options Open Interest
CACC Options - Sort by Max open Interest (near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
CACC Daily Out of Money Options - Sort by Max open Interest (near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
CACC Daily In the Money Options - Sort by Max open Interest (near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
CACC Most Active Options by Volume(near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | Volume | OI | Change in OI |
Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
Credit Acceptance Corp is not trading above both 50 Day and 200 Day SMA which is considered Bearish.
CACC Moving Averages Analysis
Credit Acceptance Corp has been above 50 day sma 1 times in last 30 days. Last time it was above 50 day sma was on Jan 30, 2026
Credit Acceptance Corp has been above 200 day sma 1 times in last 30 days. Last time it was above 200 day sma was on Jan 30, 2026
CACC (Credit Acceptance Corp) Simple Moving Averages
Moving Averages are last updated Jan 30, 2026
| Days | MA |
|---|---|
| 10 | 451.77 |
| 20 | 458.85 |
| 30 | 458.32 |
| 50 | 456.2 |
| 100 | 467.02 |
| 200 | 481.47 |
CACC Fundamental Analysis
| P/E (Forward) | 10.3413 |
| P/E (Trailing) | 13.6504 |
| Market Cap ($) | 5.5 billion |
| Earnings/Share ($) | 36.5 |
| Net Proft Margin (%) | 0.3681 |
| Dividend/Share ($) | -- |
| EPS Estimate Current Year ($) | 44.89 |
| EPS Estimate Next Year ($) | 52.0633 |
| WallStreet Target Price ($) | 466.6667 |
| Most Recent Quarter |