Community Financial System Inc is a diversified financial services company providing a broad array of banking and other financial services to retail, commercial, institutional and governmental customers. The Company also offers comprehensive financial planning, trust administration and wealth management services through its Community Bank Wealth Management operating unit. It has four reportable operating business segments: Banking and Corporate, Employee Benefit Services, Insurance Services and Wealth Management Services.
Quick Stats
Feb 02, 202665.5
AI Score
BUY0.6
Volume Ratio
Apr 27, 2026
Next Earnings
14
+ve Days (30d)
16
-ve Days (30d)
CBU Stock Summary
Last updated Feb 02, 2026
CBU is currently trading at $63.895, positioned above its 200-day moving average of $57.67, indicating a long-term uptrend. The stock has a 52-week range of $49.44 to $68.11.
Technical Analysis: The 50-day moving average stands at $59.76, which is below the current price, signaling bullish near-term momentum. The RSI (Relative Strength Index) reads 62.904, suggesting the stock is neutral with balanced momentum.
Money Flow Indicators: The Chaikin Money Flow (20-day) is 0.06, which is positive, indicating accumulation by institutional investors. Our AI-powered investment score rates CBU at 65.5/100 with a BUY recommendation.
CBU (Community Financial System, Inc.) Indicators
Last updated Feb 02, 2026
| Indicator | Value |
|---|---|
| RSI(14) | 62.904 |
| CMF (20) | 0.06 |
| ROC (10) | 3.796 |
| ADX (14) | 21.778 |
| Indicator | Value |
|---|---|
| MACD (12,26,9) | 0.924 |
| AROONOSC (14) | -21.429 |
| WILLAMS %R (14) | -21.341 |
| MFI (14) | 54.487 |
CBU Technical Chart
- Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
- SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
- Options OI: Shows max open interest strikes. High OI = significant price levels.
- Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
- Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
- Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
- Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
- Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select indicators above to analyze technical patterns
Indicators will appear below the price chart with perfectly aligned datesVolume Profile Analysis
Horizontal histogram showing volume distribution at each price level with buying/selling pressure
CBU Price vs Max Options Open Interest
CBU Max Change In Options Open Interest
CBU Options - Sort by Max open Interest (near term)
2nd February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
CBU Daily Out of Money Options - Sort by Max open Interest (near term)
2nd February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
CBU Daily In the Money Options - Sort by Max open Interest (near term)
2nd February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
CBU Most Active Options by Volume(near term)
2nd February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | Volume | OI | Change in OI |
Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
Community Financial System, Inc. is above both 50 Day and 200 Day SMA which is considered Bullish.
CBU Moving Averages Analysis
Community Financial System, Inc. has been above 50 day sma 1 times in last 30 days. Last time it was above 50 day sma was on Feb 02, 2026
Community Financial System, Inc. has been above 200 day sma 1 times in last 30 days. Last time it was above 200 day sma was on Feb 02, 2026
CBU (Community Financial System, Inc.) Simple Moving Averages
Moving Averages are last updated Feb 02, 2026
| Days | MA |
|---|---|
| 10 | 62.47 |
| 20 | 61.7 |
| 30 | 60.8 |
| 50 | 59.76 |
| 100 | 58.65 |
| 200 | 57.67 |
CBU Fundamental Analysis
| P/E (Forward) | 15.7729 |
| P/E (Trailing) | 15.7035 |
| Market Cap ($) | 3.3 billion |
| Earnings/Share ($) | 3.98 |
| Net Proft Margin (%) | 0.2641 |
| Dividend/Share ($) | 1.86 |
| EPS Estimate Current Year ($) | 4.725 |
| EPS Estimate Next Year ($) | 5.446 |
| WallStreet Target Price ($) | 66.6 |
| Most Recent Quarter |