COFS

CHOICEONE FINANCIAL
Data: 2026-02-02
$29.65
Price
4.01%
Change
$35.4
52W High
$24.89
52W Low

ChoiceOne Financial Services Inc is a full-service banking institution. It is engaged in the business of providing personal and business banking solutions, borrowing solutions, and treasury notes and bonds services. The bank's product and services portfolio consist of time, savings and demand deposits, safe deposit services, automated transaction machine services, commercial and consumer loans, commercial lending to business, industry, agricultural, construction, inventory, and real estate categories. Its primary market area is Kent, Muskegon, Newaygo, and Ottawa counties in western Michigan, and Lapeer, Macomb, and St. Clair counties in southeastern Michigan in the communities where the Bank's respective offices are located.

Quick Stats
Feb 02, 2026

56.5

AI Score

HOLD

1.13

Volume Ratio

Apr 28, 2026

Next Earnings

14

+ve Days (30d)

16

-ve Days (30d)

COFS Stock Summary

Last updated Feb 02, 2026

COFS is currently trading at $29.65, positioned above its 200-day moving average of $29.38, indicating a long-term uptrend. The stock has a 52-week range of $24.89 to $35.4.

Technical Analysis: The 50-day moving average stands at $29.93, which is above the current price, indicating bearish near-term pressure. The RSI (Relative Strength Index) reads 53.08, suggesting the stock is neutral with balanced momentum.

Money Flow Indicators: The Chaikin Money Flow (20-day) is -0.061, which is negative, suggesting distribution or selling pressure. Our AI-powered investment score rates COFS at 56.5/100 with a HOLD recommendation.

COFS (CHOICEONE FINANCIAL) Indicators

Last updated Feb 02, 2026

Indicator Value
RSI(14) 53.08
CMF (20) -0.061
ROC (10) 3.926
ADX (14) 13.21
Indicator Value
MACD (12,26,9) -0.164
AROONOSC (14) 42.857
WILLAMS %R (14) -17.697
MFI (14) 56.179
COFS Technical Chart
  • Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
  • SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
  • Options OI: Shows max open interest strikes. High OI = significant price levels.
  • Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
  • Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
  • Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
  • Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
  • Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators

Select indicators above to analyze technical patterns

Indicators will appear below the price chart with perfectly aligned dates

Volume Profile Analysis

Horizontal histogram showing volume distribution at each price level with buying/selling pressure

COFS Price vs Max Options Open Interest
COFS Max Change In Options Open Interest

COFS Options - Sort by Max open Interest (near term)

2nd February 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI
Volume Ask PC Delta Vega Volatility % change Track

COFS Daily Out of Money Options - Sort by Max open Interest (near term)

2nd February 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI
Volume Ask PC Delta Vega Volatility % change Track

COFS Daily In the Money Options - Sort by Max open Interest (near term)

2nd February 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI
Volume Ask PC Delta Vega Volatility % change Track

COFS Most Active Options by Volume(near term)

2nd February 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike Volume OI Change in
OI
Ask PC Delta Vega Volatility % change Track

CHOICEONE FINANCIAL is not trading above both 50 Day and 200 Day SMA which is considered Bearish.

COFS Moving Averages Analysis

CHOICEONE FINANCIAL has been above 200 day sma 1 times in last 30 days. Last time it was above 200 day sma was on Feb 02, 2026

COFS (CHOICEONE FINANCIAL) Simple Moving Averages

Moving Averages are last updated Feb 02, 2026

Days MA
10 29.05
20 28.76
30 29.27
50 29.93
100 29.43
200 29.38

COFS Fundamental Analysis

P/E (Forward) 7.7942
P/E (Trailing) 15.5924
Market Cap ($) 431.0 million
Earnings/Share ($) 1.84
Net Proft Margin (%) 0.1918
Dividend/Share ($) 1.13
EPS Estimate Current Year ($) 3.4
EPS Estimate Next Year ($) 3.575
WallStreet Target Price ($) 33.5
Most Recent Quarter