Independent Bank Corp (Ionia MI) operates as a commercial bank. It offers a broad range of banking services to individuals and businesses, including checking and savings accounts, commercial lending, direct and indirect consumer financing, mortgage lending, and safe deposit box services. It also provides internet and mobile banking capabilities to its customers.
Quick Stats
Jan 30, 202665.0
AI Score
BUY1.43
Volume Ratio
Jan 22, 2026
Next Earnings
12
+ve Days (30d)
17
-ve Days (30d)
IBCP Stock Summary
Last updated Jan 30, 2026
IBCP is currently trading at $35.15, positioned above its 200-day moving average of $32.14, indicating a long-term uptrend. The stock has a 52-week range of $26.75 to $37.13.
Technical Analysis: The 50-day moving average stands at $33.48, which is below the current price, signaling bullish near-term momentum. The RSI (Relative Strength Index) reads 59.939, suggesting the stock is neutral with balanced momentum.
Money Flow Indicators: The Chaikin Money Flow (20-day) is 0.068, which is positive, indicating accumulation by institutional investors. Our AI-powered investment score rates IBCP at 65.0/100 with a BUY recommendation.
IBCP (Independent Bank Corp.) Indicators
Last updated Jan 30, 2026
| Indicator | Value |
|---|---|
| RSI(14) | 59.939 |
| CMF (20) | 0.068 |
| ROC (10) | 3.81 |
| ADX (14) | 31.656 |
| Indicator | Value |
|---|---|
| MACD (12,26,9) | 0.479 |
| AROONOSC (14) | 42.857 |
| WILLAMS %R (14) | -31.683 |
| MFI (14) | 52.434 |
IBCP Technical Chart
- Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
- SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
- Options OI: Shows max open interest strikes. High OI = significant price levels.
- Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
- Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
- Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
- Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
- Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select indicators above to analyze technical patterns
Indicators will appear below the price chart with perfectly aligned datesVolume Profile Analysis
Horizontal histogram showing volume distribution at each price level with buying/selling pressure
IBCP Price vs Max Options Open Interest
IBCP Max Change In Options Open Interest
IBCP Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
IBCP Daily Out of Money Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
IBCP Daily In the Money Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
IBCP Most Active Options by Volume(near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | Volume | OI | Change in OI |
Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
Independent Bank Corp. is above both 50 Day and 200 Day SMA which is considered Bullish.
IBCP Moving Averages Analysis
Independent Bank Corp. has been above 50 day sma 1 times in last 30 days. Last time it was above 50 day sma was on Jan 30, 2026
Independent Bank Corp. has been above 200 day sma 1 times in last 30 days. Last time it was above 200 day sma was on Jan 30, 2026
IBCP (Independent Bank Corp.) Simple Moving Averages
Moving Averages are last updated Jan 30, 2026
| Days | MA |
|---|---|
| 10 | 34.64 |
| 20 | 33.78 |
| 30 | 33.75 |
| 50 | 33.48 |
| 100 | 32.36 |
| 200 | 32.14 |
IBCP Fundamental Analysis
| P/E (Forward) | 12.0482 |
| P/E (Trailing) | 10.6839 |
| Market Cap ($) | 727.3 million |
| Earnings/Share ($) | 3.29 |
| Net Proft Margin (%) | 0.3122 |
| Dividend/Share ($) | 1.04 |
| EPS Estimate Current Year ($) | 3.47 |
| EPS Estimate Next Year ($) | 3.64 |
| WallStreet Target Price ($) | 37.4 |
| Most Recent Quarter |