OppFi Inc is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. It recognizes revenue through finance charges on installment and SalaryTap contracts based on the interest method.
Quick Stats
Jan 30, 202653.4
AI Score
HOLD1.25
Volume Ratio
Mar 04, 2026
Next Earnings
10
+ve Days (30d)
19
-ve Days (30d)
OPFI Stock Summary
Last updated Jan 30, 2026
OPFI is currently trading at $9.52, positioned below its 200-day moving average of $10.89, suggesting bearish momentum. The stock has a 52-week range of $7.54 to $17.7281.
Technical Analysis: The 50-day moving average stands at $10.2, which is above the current price, indicating bearish near-term pressure. The RSI (Relative Strength Index) reads 33.725, suggesting the stock is neutral with balanced momentum.
Money Flow Indicators: The Chaikin Money Flow (20-day) is -0.025, which is negative, suggesting distribution or selling pressure. Our AI-powered investment score rates OPFI at 53.4/100 with a HOLD recommendation.
OPFI (OppFi Inc.) Indicators
Last updated Jan 30, 2026
| Indicator | Value |
|---|---|
| RSI(14) | 33.725 |
| CMF (20) | -0.025 |
| ROC (10) | -4.895 |
| ADX (14) | 24.257 |
| Indicator | Value |
|---|---|
| MACD (12,26,9) | -0.202 |
| AROONOSC (14) | -92.857 |
| WILLAMS %R (14) | -92.453 |
| MFI (14) | 19.487 |
OPFI Technical Chart
- Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
- SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
- Options OI: Shows max open interest strikes. High OI = significant price levels.
- Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
- Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
- Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
- Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
- Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select indicators above to analyze technical patterns
Indicators will appear below the price chart with perfectly aligned datesVolume Profile Analysis
Horizontal histogram showing volume distribution at each price level with buying/selling pressure
OPFI Price vs Max Options Open Interest
OPFI Max Change In Options Open Interest
OPFI Options - Sort by Max open Interest (near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
OPFI Daily Out of Money Options - Sort by Max open Interest (near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
OPFI Daily In the Money Options - Sort by Max open Interest (near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
OPFI Most Active Options by Volume(near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | Volume | OI | Change in OI |
Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
OppFi Inc. is not trading above both 50 Day and 200 Day SMA which is considered Bearish.
OPFI Moving Averages Analysis
OPFI (OppFi Inc.) Simple Moving Averages
Moving Averages are last updated Jan 30, 2026
| Days | MA |
|---|---|
| 10 | 9.83 |
| 20 | 10.02 |
| 30 | 10.32 |
| 50 | 10.2 |
| 100 | 10.32 |
| 200 | 10.89 |
OPFI Fundamental Analysis
| P/E (Forward) | 5.637 |
| P/E (Trailing) | 138.8572 |
| Market Cap ($) | 848.6 million |
| Earnings/Share ($) | 0.07 |
| Net Proft Margin (%) | 0.0116 |
| Dividend/Share ($) | 0 |
| EPS Estimate Current Year ($) | 1.5725 |
| EPS Estimate Next Year ($) | 1.74 |
| WallStreet Target Price ($) | 15.1667 |
| Most Recent Quarter |