Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
Quick Stats
Jan 30, 202656.4
AI Score
HOLD0.98
Volume Ratio
Feb 11, 2026
Next Earnings
12
+ve Days (30d)
18
-ve Days (30d)
OPRT Stock Summary
Last updated Jan 30, 2026
OPRT is currently trading at $5.42, positioned below its 200-day moving average of $5.9, suggesting bearish momentum. The stock has a 52-week range of $3.96 to $9.245.
Technical Analysis: The 50-day moving average stands at $5.27, which is below the current price, signaling bullish near-term momentum. The RSI (Relative Strength Index) reads 51.335, suggesting the stock is neutral with balanced momentum.
Money Flow Indicators: The Chaikin Money Flow (20-day) is 0.019, which is positive, indicating accumulation by institutional investors. Our AI-powered investment score rates OPRT at 56.4/100 with a HOLD recommendation.
OPRT (Oportun Financial Corporation Common Stock) Indicators
Last updated Jan 30, 2026
| Indicator | Value |
|---|---|
| RSI(14) | 51.335 |
| CMF (20) | 0.019 |
| ROC (10) | 5.653 |
| ADX (14) | 24.261 |
| Indicator | Value |
|---|---|
| MACD (12,26,9) | 0.07 |
| AROONOSC (14) | 7.143 |
| WILLAMS %R (14) | -56.129 |
| MFI (14) | 43.173 |
OPRT Technical Chart
- Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
- SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
- Options OI: Shows max open interest strikes. High OI = significant price levels.
- Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
- Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
- Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
- Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
- Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select indicators above to analyze technical patterns
Indicators will appear below the price chart with perfectly aligned datesVolume Profile Analysis
Horizontal histogram showing volume distribution at each price level with buying/selling pressure
OPRT Price vs Max Options Open Interest
OPRT Max Change In Options Open Interest
OPRT Options - Sort by Max open Interest (near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
OPRT Daily Out of Money Options - Sort by Max open Interest (near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
OPRT Daily In the Money Options - Sort by Max open Interest (near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
OPRT Most Active Options by Volume(near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | Volume | OI | Change in OI |
Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
Oportun Financial Corporation Common Stock is not trading above both 50 Day and 200 Day SMA which is considered Bearish.
OPRT Moving Averages Analysis
Oportun Financial Corporation Common Stock has been above 50 day sma 1 times in last 30 days. Last time it was above 50 day sma was on Jan 30, 2026
OPRT (Oportun Financial Corporation Common Stock) Simple Moving Averages
Moving Averages are last updated Jan 30, 2026
| Days | MA |
|---|---|
| 10 | 5.42 |
| 20 | 5.3 |
| 30 | 5.34 |
| 50 | 5.27 |
| 100 | 5.49 |
| 200 | 5.9 |
OPRT Fundamental Analysis
| P/E (Forward) | 6.4725 |
| P/E (Trailing) | 7.6338 |
| Market Cap ($) | 239.2 million |
| Earnings/Share ($) | 0.71 |
| Net Proft Margin (%) | 0.0429 |
| Dividend/Share ($) | -- |
| EPS Estimate Current Year ($) | 1.342 |
| EPS Estimate Next Year ($) | 1.5701 |
| WallStreet Target Price ($) | 8.25 |
| Most Recent Quarter |