Stellar Bancorp Inc is a U.S. based bank holding company. Through its subsidiary, Stellar Bank, the company provides a diversified range of commercial banking services predominantly to small to medium sized businesses, professionals, and individual customers. Its offerings include different types of loans, such as mortgage loans, home equity loans, automobile loans, etc.; deposit products, such as checking accounts, commercial accounts, money market accounts, savings accounts, etc.; and other banking services like mobile banking, debit cards, cash management and wire transfer services, letters of credit, and others.
Quick Stats
Jan 30, 202663.8
AI Score
BUY2.43
Volume Ratio
Jan 30, 2026
Next Earnings
12
+ve Days (30d)
17
-ve Days (30d)
STEL Stock Summary
Last updated Jan 30, 2026
STEL is currently trading at $37.14, positioned above its 200-day moving average of $29.79, indicating a long-term uptrend. The stock has a 52-week range of $24.125 to $37.42.
Technical Analysis: The 50-day moving average stands at $32.02, which is below the current price, signaling bullish near-term momentum. The RSI (Relative Strength Index) reads 77.043, suggesting the stock is in overbought territory (bullish but caution advised).
Money Flow Indicators: The Chaikin Money Flow (20-day) is 0.316, which is positive, indicating accumulation by institutional investors. Our AI-powered investment score rates STEL at 63.8/100 with a BUY recommendation.
STEL (Stellar Bancorp, Inc.) Indicators
Last updated Jan 30, 2026
| Indicator | Value |
|---|---|
| RSI(14) | 77.043 |
| CMF (20) | 0.316 |
| ROC (10) | 13.335 |
| ADX (14) | 24.636 |
| Indicator | Value |
|---|---|
| MACD (12,26,9) | 1.151 |
| AROONOSC (14) | 92.857 |
| WILLAMS %R (14) | -4.491 |
| MFI (14) | 86.836 |
STEL Technical Chart
- Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
- SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
- Options OI: Shows max open interest strikes. High OI = significant price levels.
- Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
- Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
- Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
- Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
- Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select indicators above to analyze technical patterns
Indicators will appear below the price chart with perfectly aligned datesVolume Profile Analysis
Horizontal histogram showing volume distribution at each price level with buying/selling pressure
STEL Price vs Max Options Open Interest
STEL Max Change In Options Open Interest
STEL Options - Sort by Max open Interest (near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
STEL Daily Out of Money Options - Sort by Max open Interest (near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
STEL Daily In the Money Options - Sort by Max open Interest (near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
STEL Most Active Options by Volume(near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | Volume | OI | Change in OI |
Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
Stellar Bancorp, Inc. is above both 50 Day and 200 Day SMA which is considered Bullish.
STEL Moving Averages Analysis
Stellar Bancorp, Inc. has been above 50 day sma 1 times in last 30 days. Last time it was above 50 day sma was on Jan 30, 2026
Stellar Bancorp, Inc. has been above 200 day sma 1 times in last 30 days. Last time it was above 200 day sma was on Jan 30, 2026
STEL (Stellar Bancorp, Inc.) Simple Moving Averages
Moving Averages are last updated Jan 30, 2026
| Days | MA |
|---|---|
| 10 | 33.96 |
| 20 | 32.83 |
| 30 | 32.34 |
| 50 | 32.02 |
| 100 | 31.15 |
| 200 | 29.79 |
STEL Fundamental Analysis
| P/E (Forward) | 14.881 |
| P/E (Trailing) | 18.4776 |
| Market Cap ($) | 1.9 billion |
| Earnings/Share ($) | 2.01 |
| Net Proft Margin (%) | 0.2489 |
| Dividend/Share ($) | 0 |
| EPS Estimate Current Year ($) | 2.21 |
| EPS Estimate Next Year ($) | 2.225 |
| WallStreet Target Price ($) | 32.4 |
| Most Recent Quarter |