United Community Banks Inc provides a wide range of financial products and services to the commercial, retail, governmental, educational, energy, health care and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels including its branches, other offices, the Internet, and mobile applications. It operates as a locally-focused community bank, supplemented by experienced, centralized support to deliver products and services to its larger, more sophisticated, customers.
Quick Stats
Jan 30, 202664.2
AI Score
BUY1.17
Volume Ratio
Apr 21, 2026
Next Earnings
15
+ve Days (30d)
15
-ve Days (30d)
UCB Stock Summary
Last updated Jan 30, 2026
UCB is currently trading at $34.43, positioned above its 200-day moving average of $30.7, indicating a long-term uptrend. The stock has a 52-week range of $22.93 to $35.72.
Technical Analysis: The 50-day moving average stands at $32.24, which is below the current price, signaling bullish near-term momentum. The RSI (Relative Strength Index) reads 60.415, suggesting the stock is neutral with balanced momentum.
Money Flow Indicators: The Chaikin Money Flow (20-day) is 0.131, which is positive, indicating accumulation by institutional investors. Our AI-powered investment score rates UCB at 64.2/100 with a BUY recommendation.
UCB (United Community Banks, Inc.) Indicators
Last updated Jan 30, 2026
| Indicator | Value |
|---|---|
| RSI(14) | 60.415 |
| CMF (20) | 0.131 |
| ROC (10) | 1.533 |
| ADX (14) | 15.254 |
| Indicator | Value |
|---|---|
| MACD (12,26,9) | 0.673 |
| AROONOSC (14) | 35.714 |
| WILLAMS %R (14) | -29.385 |
| MFI (14) | 62.397 |
UCB Technical Chart
- Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
- SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
- Options OI: Shows max open interest strikes. High OI = significant price levels.
- Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
- Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
- Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
- Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
- Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select indicators above to analyze technical patterns
Indicators will appear below the price chart with perfectly aligned datesVolume Profile Analysis
Horizontal histogram showing volume distribution at each price level with buying/selling pressure
UCB Price vs Max Options Open Interest
UCB Max Change In Options Open Interest
UCB Options - Sort by Max open Interest (near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
UCB Daily Out of Money Options - Sort by Max open Interest (near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
UCB Daily In the Money Options - Sort by Max open Interest (near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
UCB Most Active Options by Volume(near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | Volume | OI | Change in OI |
Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
United Community Banks, Inc. is above both 50 Day and 200 Day SMA which is considered Bullish.
UCB Moving Averages Analysis
United Community Banks, Inc. has been above 50 day sma 1 times in last 30 days. Last time it was above 50 day sma was on Jan 30, 2026
United Community Banks, Inc. has been above 200 day sma 1 times in last 30 days. Last time it was above 200 day sma was on Jan 30, 2026
UCB (United Community Banks, Inc.) Simple Moving Averages
Moving Averages are last updated Jan 30, 2026
| Days | MA |
|---|---|
| 10 | 34.23 |
| 20 | 33.47 |
| 30 | 33.02 |
| 50 | 32.24 |
| 100 | 31.54 |
| 200 | 30.7 |
UCB Fundamental Analysis
| P/E (Forward) | 12.5313 |
| P/E (Trailing) | 13.2423 |
| Market Cap ($) | 4.2 billion |
| Earnings/Share ($) | 2.6 |
| Net Proft Margin (%) | 0.3235 |
| Dividend/Share ($) | 0.98 |
| EPS Estimate Current Year ($) | 2.9786 |
| EPS Estimate Next Year ($) | 3.2171 |
| WallStreet Target Price ($) | 37.1667 |
| Most Recent Quarter |