Velocity Financial Inc is a United States-based real estate finance company. The company originates and manages investor loans secured by residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.
Quick Stats
Jan 30, 202663.0
AI Score
BUY1.09
Volume Ratio
Mar 05, 2026
Next Earnings
15
+ve Days (30d)
15
-ve Days (30d)
VEL Stock Summary
Last updated Jan 30, 2026
VEL is currently trading at $20.29, positioned above its 200-day moving average of $18.33, indicating a long-term uptrend. The stock has a 52-week range of $16.12 to $21.395.
Technical Analysis: The 50-day moving average stands at $19.3, which is below the current price, signaling bullish near-term momentum. The RSI (Relative Strength Index) reads 59.568, suggesting the stock is neutral with balanced momentum.
Money Flow Indicators: The Chaikin Money Flow (20-day) is -0.045, which is negative, suggesting distribution or selling pressure. Our AI-powered investment score rates VEL at 63.0/100 with a BUY recommendation.
VEL (Velocity Financial, Inc.) Indicators
Last updated Jan 30, 2026
| Indicator | Value |
|---|---|
| RSI(14) | 59.568 |
| CMF (20) | -0.045 |
| ROC (10) | 3.52 |
| ADX (14) | 23.805 |
| Indicator | Value |
|---|---|
| MACD (12,26,9) | 0.291 |
| AROONOSC (14) | 71.429 |
| WILLAMS %R (14) | -29.583 |
| MFI (14) | 59.476 |
VEL Technical Chart
- Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
- SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
- Options OI: Shows max open interest strikes. High OI = significant price levels.
- Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
- Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
- Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
- Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
- Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select indicators above to analyze technical patterns
Indicators will appear below the price chart with perfectly aligned datesVolume Profile Analysis
Horizontal histogram showing volume distribution at each price level with buying/selling pressure
VEL Price vs Max Options Open Interest
VEL Max Change In Options Open Interest
VEL Options - Sort by Max open Interest (near term)
30th January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
VEL Daily Out of Money Options - Sort by Max open Interest (near term)
30th January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
VEL Daily In the Money Options - Sort by Max open Interest (near term)
30th January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
VEL Most Active Options by Volume(near term)
30th January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | Volume | OI | Change in OI |
Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
Velocity Financial, Inc. is above both 50 Day and 200 Day SMA which is considered Bullish.
VEL Moving Averages Analysis
Velocity Financial, Inc. has been above 50 day sma 1 times in last 30 days. Last time it was above 50 day sma was on Jan 30, 2026
Velocity Financial, Inc. has been above 200 day sma 1 times in last 30 days. Last time it was above 200 day sma was on Jan 30, 2026
VEL (Velocity Financial, Inc.) Simple Moving Averages
Moving Averages are last updated Jan 30, 2026
| Days | MA |
|---|---|
| 10 | 19.86 |
| 20 | 19.36 |
| 30 | 19.46 |
| 50 | 19.3 |
| 100 | 18.86 |
| 200 | 18.33 |
VEL Fundamental Analysis
| P/E (Forward) | 0 |
| P/E (Trailing) | 8.321 |
| Market Cap ($) | 786.6 million |
| Earnings/Share ($) | 2.43 |
| Net Proft Margin (%) | 0.3961 |
| Dividend/Share ($) | -- |
| EPS Estimate Current Year ($) | 2.7033 |
| EPS Estimate Next Year ($) | 2.5667 |
| WallStreet Target Price ($) | 21.6667 |
| Most Recent Quarter |