Waterstone Financial Inc is a holding company. Through its subsidiaries, it operates in two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment provides consumer and business banking products and services to customers, which include various types of loans, deposits, and personal investment services. The Mortgage Banking segment involves residential mortgage loans for the primary purpose of sale in the secondary market. The vast majority of its revenue comes from the Community Banking segment.
Quick Stats
Jan 30, 202666.0
AI Score
BUY0.99
Volume Ratio
Feb 03, 2026
Next Earnings
16
+ve Days (30d)
14
-ve Days (30d)
WSBF Stock Summary
Last updated Jan 30, 2026
WSBF is currently trading at $18.29, positioned above its 200-day moving average of $14.68, indicating a long-term uptrend. The stock has a 52-week range of $11.61 to $18.61.
Technical Analysis: The 50-day moving average stands at $16.69, which is below the current price, signaling bullish near-term momentum. The RSI (Relative Strength Index) reads 63.348, suggesting the stock is neutral with balanced momentum.
Money Flow Indicators: The Chaikin Money Flow (20-day) is 0.123, which is positive, indicating accumulation by institutional investors. Our AI-powered investment score rates WSBF at 66.0/100 with a BUY recommendation.
WSBF (Waterstone Financial, Inc.) Indicators
Last updated Jan 30, 2026
| Indicator | Value |
|---|---|
| RSI(14) | 63.348 |
| CMF (20) | 0.123 |
| ROC (10) | 3.685 |
| ADX (14) | 29.715 |
| Indicator | Value |
|---|---|
| MACD (12,26,9) | 0.387 |
| AROONOSC (14) | 50.0 |
| WILLAMS %R (14) | -17.486 |
| MFI (14) | 60.804 |
WSBF Technical Chart
- Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
- SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
- Options OI: Shows max open interest strikes. High OI = significant price levels.
- Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
- Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
- Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
- Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
- Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select indicators above to analyze technical patterns
Indicators will appear below the price chart with perfectly aligned datesVolume Profile Analysis
Horizontal histogram showing volume distribution at each price level with buying/selling pressure
WSBF Price vs Max Options Open Interest
WSBF Max Change In Options Open Interest
WSBF Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
WSBF Daily Out of Money Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
WSBF Daily In the Money Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
WSBF Most Active Options by Volume(near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | Volume | OI | Change in OI |
Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
Waterstone Financial, Inc. is above both 50 Day and 200 Day SMA which is considered Bullish.
WSBF Moving Averages Analysis
Waterstone Financial, Inc. has been above 50 day sma 1 times in last 30 days. Last time it was above 50 day sma was on Jan 30, 2026
Waterstone Financial, Inc. has been above 200 day sma 1 times in last 30 days. Last time it was above 200 day sma was on Jan 30, 2026
WSBF (Waterstone Financial, Inc.) Simple Moving Averages
Moving Averages are last updated Jan 30, 2026
| Days | MA |
|---|---|
| 10 | 17.8 |
| 20 | 17.37 |
| 30 | 17.12 |
| 50 | 16.69 |
| 100 | 15.97 |
| 200 | 14.68 |
WSBF Fundamental Analysis
| P/E (Forward) | 0 |
| P/E (Trailing) | 11.6466 |
| Market Cap ($) | 285.9 million |
| Earnings/Share ($) | 1.33 |
| Net Proft Margin (%) | 0.1744 |
| Dividend/Share ($) | 0.6 |
| EPS Estimate Current Year ($) | 0 |
| EPS Estimate Next Year ($) | 0 |
| WallStreet Target Price ($) | 12.5 |
| Most Recent Quarter |