ABCB Stock Analysis: Buy, Sell, or Hold?
ABCB - Ameris Bancorp
$80.62
-0.68 (-0.84%)
▼
BUY
MODERATE Confidence
Last Updated: January 30, 2026
Earnings: Apr 23, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: ABCB shows positive signals but monitor for confirmation. Market pricing in 1.2% decline. Moderate conviction.
💡 BUY OPPORTUNITY: ABCB shows positive signals but monitor for confirmation. Market pricing in 1.2% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$106.40
Based on 5.0% avg growth
INTRINSIC VALUE TODAY
$66.07
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ABCB is currently trading at $80.62, which is considered slightly high relative to its 30-day fair value range of $76.09 to $81.01. The stock's valuation (Forward PE: 11.9) is in line with its historical norms (12.3). Remarkably, the market is currently pricing in an annual earnings decline of 1.2% over the next few years. This pessimistic expectation contrasts with the company's recent 6.9% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, ABCB is in a uptrend. Immediate support is located at $73.78, while resistance sits at $83.64.
Market Sentiment: ABCB has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, ABCB is in a uptrend. Immediate support is located at $73.78, while resistance sits at $83.64.
Market Sentiment: ABCB has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Fair Price Range
$76.09 -
$81.01
Company Quality Score
63/100
(BUY)
Options IV Signal
50th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
71.2%
All Signals
- NEUTRAL: Options fairly priced (IV 50th percentile)
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($84.29)
Fair Price Analysis
30-Day Fair Range
$76.09 -
$81.01
Current vs Fair Value
SLIGHTLY HIGH
Expected Move (7 Days)
±$3.29
(4.1%)
Support & Resistance Levels
Support Level
$73.78
Resistance Level
$83.64
Current Trend
Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
11.89
Wall Street Target
$84.29
(+4.5%)
Revenue Growth (YoY)
5.0%
Earnings Growth (YoY)
6.9%
Profit Margin
35.2%
Valuation Discount vs History
-1.2% cheaper
PE vs Historical
11.9 vs 12.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.2%
(market-implied from PE analysis)
1-Year Target
$79.65
(-1%)
2-Year Target
$78.70
(-2%)
3-Year Target
$77.75
(-4%)
3-Yr Target (if PE normalizes)
(PE: 12→12)
$80.41
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 6.0%)
$180.17
(+124%)
Base:
(SPY PE: 11.9, Growth: 6.0%)
$96.09
(+19%)
Bear:
(PE: 10.1, Growth: 6.0%)
$81.68
(+1%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (14x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 13.81 | Current EPS (TTM): $5.77
Bull Case
$95.11
(+18%)
Analyst growth 8.5%, PE expands to 15.2
Base Case
$86.47
(+7%)
Market implied 8.5%, PE stable at 13.8
Bear Case
$54.18
(-33%)
Severe decline -20.0%, PE contracts to 11.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 11.9 to 12.3
Stabilization Target:
$83.38
(+3.4%)
PE Expansion Potential:
+3.4%
Last updated: February 01, 2026 9:07 AM ET
Data refreshes hourly during market hours. Next update: 10:07 AM
Data refreshes hourly during market hours. Next update: 10:07 AM
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Technical Signals Check
Is ABCB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Advanced ABCB Option Strategies
Professional options setups generated by AI based on today's ABCB price and gamma walls.
