BAP Stock Analysis: Buy, Sell, or Hold?
BAP - Credicorp LTD
$325.56
6.13 (1.92%)
▲
5d:
-1.42%
30d:
-7.76%
90d:
+11.86%
HOLD
MODERATE Confidence
Analysis Updated: Mar 30, 2026 12:00 AM ET
Earnings: May 14, 2026
Smart Money Accumulation
BAP is down 4.9% this week, but smart money is accumulating calls. Top strike: $310 2026-05-15 with 4 OI. Call ratio: 73% View Scanner →
Strength: 4.7/10
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: BAP shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: BAP shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$498.13
Based on 7.2% avg growth
INTRINSIC VALUE TODAY
$309.30
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: BAP is currently trading at $325.56, which is considered slightly low relative to its 30-day fair value range of $324.73 to $345.93. The stock's valuation (Forward PE: 9.9) is in line with its historical norms (10.9). Remarkably, the market is currently pricing in an annual earnings decline of 3.1% over the next few years. This pessimistic expectation contrasts with the company's recent 42.2% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, BAP is in a strong uptrend. Immediate support is located at $315.01, while resistance sits at $341.07.
Market Sentiment: BAP has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $352.07 (+10.2%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, BAP is in a strong uptrend. Immediate support is located at $315.01, while resistance sits at $341.07.
Market Sentiment: BAP has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $352.07 (+10.2%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Fair Price Range
$324.73 -
$345.93
Company Quality Score
56/100
(HOLD)
Options IV Signal
39th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
57.7%
Protect Your Profits
Holding BAP? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Options fairly priced (IV 39th percentile)
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($352.07)
Fair Price Analysis
30-Day Fair Range
$324.73 -
$345.93
Current vs Fair Value
SLIGHTLY LOW
Expected Move (7 Days)
±$18.26
(5.6%)
Support & Resistance Levels
Support Level
$315.01
Resistance Level
$341.07
Current Trend
Strong Uptrend
Technical data as of
Mar 30, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.88
Wall Street Target
$352.07
(+10.2%)
Revenue Growth (YoY)
5.0%
Earnings Growth (YoY)
42.2%
Profit Margin
33.5%
Valuation Discount vs History
-3.1% cheaper
PE vs Historical
9.9 vs 10.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-3.1%
(market-implied from PE analysis)
1-Year Target
$309.53
(-3%)
2-Year Target
$299.93
(-6%)
3-Year Target
$290.63
(-9%)
3-Yr Target (if PE normalizes)
(PE: 10→11)
$320.50
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 10.4%)
$972.04
(+204%)
Base:
(SPY PE: 9.9, Growth: 10.4%)
$429.89
(+35%)
Bear:
(PE: 8.4, Growth: 10.4%)
$365.41
(+14%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 12.89 | Current EPS (TTM): $24.96
Bull Case
$458.08
(+39%)
Analyst growth 29.5%, PE expands to 14.2
Base Case
$416.44
(+26%)
Market implied 29.5%, PE stable at 12.9
Bear Case
$218.71
(-34%)
Severe decline -20.0%, PE contracts to 11.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 9.9 to 10.9
Stabilization Target:
$352.25
(+10.3%)
PE Expansion Potential:
+10.3%
Share & Embed Analysis
Last updated: March 31, 2026 10:51 AM ET
Data refreshes hourly during market hours. Next update: 11:51 AM
Data refreshes hourly during market hours. Next update: 11:51 AM
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Technical Signals Check
Is BAP showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Advanced BAP Option Strategies
Professional options setups generated by AI based on today's BAP price and gamma walls.
