BAP Stock Analysis: Buy, Sell, or Hold?
BAP - Credicorp LTD
$356.83
-8.59 (-2.35%)
▼
HOLD
MODERATE Confidence
Last Updated: January 30, 2026
Earnings: Feb 12, 2026
11d
Smart Money Distribution
BAP is up 3.6% this week, but smart money is buying puts. Top strike: $360 2026-03-20 with 4 OI. Put ratio: 100% View Scanner →
Strength: 6.8/10
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: BAP trades at premium valuation expecting 7.3% growth. Hold existing positions but don't chase. Wait for better entry.
📊 HOLD: BAP trades at premium valuation expecting 7.3% growth. Hold existing positions but don't chase. Wait for better entry.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$420.70
Based on 7.2% avg growth
INTRINSIC VALUE TODAY
$261.22
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: BAP is currently trading at $356.83, which is considered extended relative to its 30-day fair value range of $289.19 to $340.79. From a valuation perspective, the stock is trading at a premium (Forward PE: 13.1) compared to its historical average (10.6). At these levels, the market is pricing in 7.3% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, BAP is in a strong uptrend. The price is approaching resistance at $365.42. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: BAP has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. However, the stock is trading significantly above the average Wall Street target of $321.71. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, BAP is in a strong uptrend. The price is approaching resistance at $365.42. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: BAP has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. However, the stock is trading significantly above the average Wall Street target of $321.71. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Fair Price Range
$289.19 -
$340.79
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
51.4%
Protect Your Profits
BAP is technically overbought (RSI 80). Consider hedging now to protect against a potential pullback while keeping your upside.
View Profit Protection PlanAll Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BEARISH: Trading 12.0% above Wall St target ($321.71)
- NEUTRAL: Trading at premium valuation - market expects 7.3% growth which is achievable
Fair Price Analysis
30-Day Fair Range
$289.19 -
$340.79
Current vs Fair Value
EXTENDED
Support & Resistance Levels
Support Level
$316.01
Resistance Level
$365.42
Current Trend
Strong Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
13.05
Wall Street Target
$321.71
(-12.0%)
Revenue Growth (YoY)
15.5%
Earnings Growth (YoY)
14.2%
Profit Margin
31.6%
Valuation Premium vs History
+7.3% premium
PE vs Historical
13.1 vs 10.6
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+7.3%
(market-implied from PE analysis)
1-Year Target
$392.10
(+7%)
2-Year Target
$420.72
(+15%)
3-Year Target
$451.43
(+24%)
3-Yr Target (if PE normalizes)
(PE: 13→11)
PE COMPRESSION
$366.68
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 10.5%)
$843.19
(+131%)
Base:
(SPY PE: 13.1, Growth: 10.5%)
$493.44
(+35%)
Bear:
(PE: 10.6, Growth: 10.5%)
$400.80
(+10%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (15x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 15.04 | Current EPS (TTM): $23.82
Bull Case
$463.16
(+30%)
Analyst growth 17.6%, PE expands to 16.5
Base Case
$421.06
(+18%)
Market implied 17.6%, PE stable at 15.0
Bear Case
$243.56
(-32%)
Severe decline -20.0%, PE contracts to 12.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Last updated: January 30, 2026 9:42 PM ET
Data refreshes hourly during market hours. Next update: 10:42 PM
Data refreshes hourly during market hours. Next update: 10:42 PM
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Technical Signals Check
Is BAP showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Advanced BAP Option Strategies
Professional options setups generated by AI based on today's BAP price and gamma walls.
