BFC Stock Analysis: Buy, Sell, or Hold?
BFC - Bank First Corporation Common Stock
$144.96
5.42 (3.88%)
▲
5d:
+4.1%
30d:
+19.0%
90d:
+16.16%
HOLD
MODERATE Confidence
Last Updated: February 2, 2026
Earnings: Apr 13, 2026
Get Alerted When BFC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: BFC is fairly valued with market pricing in 1.5% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: BFC is fairly valued with market pricing in 1.5% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$171.65
Based on 4.4% avg growth
INTRINSIC VALUE TODAY
$106.58
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: BFC is currently trading at $144.96, which is considered extended relative to its 30-day fair value range of $122.58 to $136.74. The stock's valuation (Forward PE: 13.5) is in line with its historical norms (12.9). At these levels, the market is pricing in 1.5% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, BFC is in a uptrend. The price is approaching resistance at $145.54. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 3.9% recently.
Market Sentiment: BFC has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, BFC is in a uptrend. The price is approaching resistance at $145.54. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 3.9% recently.
Market Sentiment: BFC has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Fair Price Range
$122.58 -
$136.74
Company Quality Score
60/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BEARISH: Price extended above range (+6.0% above fair value)
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+3.9%)
- NEUTRAL: Near Wall St target ($155.00)
- NEUTRAL: Market pricing in 1.5% annual earnings growth - fairly valued
Fair Price Analysis
30-Day Fair Range
$122.58 -
$136.74
Current vs Fair Value
EXTENDED
Support & Resistance Levels
Support Level
$126.95
Resistance Level
$145.54
Current Trend
Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
13.48
Wall Street Target
$155.00
(+6.9%)
Revenue Growth (YoY)
9.4%
Earnings Growth (YoY)
8.0%
Profit Margin
41.4%
Valuation Premium vs History
+1.5% premium
PE vs Historical
13.5 vs 12.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.5%
(market-implied from PE analysis)
1-Year Target
$147.13
(+2%)
2-Year Target
$149.34
(+3%)
3-Year Target
$151.58
(+5%)
3-Yr Target (if PE normalizes)
(PE: 13→13)
PE COMPRESSION
$145.08
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 4.7%)
$275.04
(+90%)
Base:
(SPY PE: 13.5, Growth: 4.7%)
$166.24
(+15%)
Bear:
(PE: 11.5, Growth: 4.7%)
$141.30
(-3%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (19x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 19.17 | Current EPS (TTM): $7.28
Bull Case
$226.76
(+56%)
Analyst growth 47.7%, PE expands to 21.1
Base Case
$206.15
(+42%)
Market implied 47.7%, PE stable at 19.2
Bear Case
$94.89
(-35%)
Severe decline -20.0%, PE contracts to 16.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Last updated: February 03, 2026 4:11 AM ET
Data refreshes hourly during market hours. Next update: 5:11 AM
Data refreshes hourly during market hours. Next update: 5:11 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is BFC showing a specific setup today?
Insider Activity (6 Months)
1
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Michael S Stayer-Suprick
BUY
410 shares
2025-08-19
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
USB
U.S. Bancorp |
BUY
24 analysts |
$63 | 61 BUY |
|
FITB
Fifth Third Bancorp |
BUY
24 analysts |
$57 | 64 BUY |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$246 | 60 HOLD |
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 59 HOLD |
|
CFG
Citizens Financial Group… |
BUY
21 analysts |
$72 | 61 BUY |
