BSAC Stock Analysis: Buy, Sell, or Hold?
BSAC - Banco Santander-Chile
$35.22
-1.77 (-4.79%)
▼
BUY
MODERATE Confidence
Last Updated: January 30, 2026
Earnings: Jan 30, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: BSAC shows positive signals but monitor for confirmation. Market pricing in 2.8% growth. Moderate conviction.
💡 BUY OPPORTUNITY: BSAC shows positive signals but monitor for confirmation. Market pricing in 2.8% growth. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$44.88
Based on 5.8% avg growth
INTRINSIC VALUE TODAY
$27.87
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 13.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: BSAC is currently trading at $35.22, which is considered slightly high relative to its 30-day fair value range of $31.36 to $35.27. The stock's valuation (Forward PE: 14.4) is in line with its historical norms (13.2). At these levels, the market is pricing in 2.8% annual earnings growth. This is a high bar to clear, indicating the stock may be priced for perfection.
Technical Outlook: Technically, BSAC is in a strong uptrend. Immediate support is located at $32.17, while resistance sits at $37.72. Short-term momentum is weak, with the stock down 4.8% recently.
Market Sentiment: BSAC has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. In the options market, Implied Volatility is low (19th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. However, the stock is trading significantly above the average Wall Street target of $27.70. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, BSAC is in a strong uptrend. Immediate support is located at $32.17, while resistance sits at $37.72. Short-term momentum is weak, with the stock down 4.8% recently.
Market Sentiment: BSAC has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. In the options market, Implied Volatility is low (19th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. However, the stock is trading significantly above the average Wall Street target of $27.70. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Fair Price Range
$31.36 -
$35.27
Company Quality Score
67/100
(BUY)
Options IV Signal
19th percentile
(COMPLACENCY WARNING)
Volume Confirmation
HIGH
Confidence Score
65.4%
All Signals
- BULLISH: Options cheap (IV 19th percentile)
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BEARISH: Downward momentum (-4.8%)
- BEARISH: Trading 25.1% above Wall St target ($27.70)
- BEARISH: Market expects 2.8% growth - appears too optimistic based on history
Fair Price Analysis
30-Day Fair Range
$31.36 -
$35.27
Current vs Fair Value
SLIGHTLY HIGH
Expected Move (7 Days)
±$1.46
(4.2%)
Support & Resistance Levels
Support Level
$32.17
Resistance Level
$37.72
Current Trend
Strong Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
14.38
Wall Street Target
$27.70
(-25.1%)
Revenue Growth (YoY)
1.5%
Earnings Growth (YoY)
1.6%
Profit Margin
45.9%
Valuation Premium vs History
+2.8% premium
PE vs Historical
14.4 vs 13.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.8%
(market-implied from PE analysis)
1-Year Target
$38.03
(+3%)
2-Year Target
$39.09
(+6%)
3-Year Target
$40.18
(+9%)
3-Yr Target (if PE normalizes)
(PE: 14→13)
PE COMPRESSION
$36.88
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 7.5%)
$71.35
(+93%)
Base:
(SPY PE: 14.4, Growth: 7.5%)
$46.01
(+24%)
Bear:
(PE: 12.2, Growth: 7.5%)
$39.11
(+6%)
📈
Valuation based on Current Earnings
Trailing PE: 13.11 | Current EPS (TTM): $2.54
Bull Case
$37.08
(+5%)
Analyst growth 1.3%, PE expands to 14.4
Base Case
$33.71
(-4%)
Market implied 1.3%, PE stable at 13.1
Bear Case
$22.64
(-36%)
Severe decline -20.0%, PE contracts to 11.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Last updated: January 31, 2026 11:42 AM ET
Data refreshes hourly during market hours. Next update: 12:42 PM
Data refreshes hourly during market hours. Next update: 12:42 PM
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Technical Signals Check
Is BSAC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
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Advanced BSAC Option Strategies
Professional options setups generated by AI based on today's BSAC price and gamma walls.
