EBMT Stock Analysis: Buy, Sell, or Hold?
EBMT - Eagle Bancorp Montana, Inc
$20.55
0.20 (0.98%)
▲
5d:
+1.73%
30d:
-5.99%
90d:
+2.54%
HOLD
MODERATE Confidence
Analysis Updated: Mar 31, 2026 12:00 AM ET
Earnings: May 05, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: EBMT shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: EBMT shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$28.56
Based on 5.9% avg growth
INTRINSIC VALUE TODAY
$17.73
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: EBMT is currently trading at $20.55, which is considered slightly low relative to its 30-day fair value range of $20.47 to $21.94. The stock's valuation (Forward PE: 9.5) is in line with its historical norms (10.0). Remarkably, the market is currently pricing in an annual earnings decline of 1.7% over the next few years. This pessimistic expectation contrasts with the company's recent 40.9% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, EBMT is in a strong uptrend. The price is currently testing key support at $20.00. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: EBMT has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, EBMT is in a strong uptrend. The price is currently testing key support at $20.00. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: EBMT has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Fair Price Range
$20.47 -
$21.94
Company Quality Score
55/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
52.4%
All Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($22.00)
Fair Price Analysis
30-Day Fair Range
$20.47 -
$21.94
Current vs Fair Value
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$20.00
Resistance Level
$21.35
Current Trend
Strong Uptrend
Technical data as of
Mar 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.47
Wall Street Target
$22.00
(+8.1%)
Revenue Growth (YoY)
13.4%
Earnings Growth (YoY)
40.9%
Profit Margin
16.4%
Valuation Discount vs History
-1.7% cheaper
PE vs Historical
9.5 vs 10.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.7%
(market-implied from PE analysis)
1-Year Target
$20.00
(-2%)
2-Year Target
$19.66
(-3%)
3-Year Target
$19.33
(-5%)
3-Yr Target (if PE normalizes)
(PE: 9→10)
$20.42
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 7.7%)
$59.99
(+195%)
Base:
(SPY PE: 9.5, Growth: 7.7%)
$25.41
(+25%)
Bear:
(PE: 8.0, Growth: 7.7%)
$21.60
(+6%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 10.71 | Current EPS (TTM): $1.90
Bull Case
$25.32
(+21%)
Analyst growth 13.2%, PE expands to 11.8
Base Case
$23.02
(+10%)
Market implied 13.2%, PE stable at 10.7
Bear Case
$13.83
(-34%)
Severe decline -20.0%, PE contracts to 9.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 9.5 to 10.0
Stabilization Target:
$21.50
(+5.7%)
PE Expansion Potential:
+5.7%
Share & Embed Analysis
Last updated: March 31, 2026 2:46 PM ET
Data refreshes hourly during market hours. Next update: 3:46 PM
Data refreshes hourly during market hours. Next update: 3:46 PM
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Technical Signals Check
Is EBMT showing a specific setup today?
Insider Activity (6 Months)
0
Buys
4
Sells
Net
INSIDERS SELLING
Recent Transactions
Samuel Waters
SELL
2100 shares
2026-02-20
Peter Joseph Johnson
SELL
3355 shares
2026-02-11
Peter Joseph Johnson
SELL
4192 shares
2026-02-10
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