FG Stock Analysis: Buy, Sell, or Hold?
FG - F&G Annuities & Life, Inc.
$24.83
0.63 (2.60%)
▲
5d:
+3.98%
30d:
+9.62%
90d:
-22.72%
HOLD
MODERATE Confidence
Analysis Updated: Mar 30, 2026 12:00 AM ET
Earnings: May 06, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: FG shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: FG shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$48.77
Based on 9.9% avg growth
INTRINSIC VALUE TODAY
$30.28
18.0% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 4.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FG is currently trading at $24.83, which is considered extended relative to its 30-day fair value range of $21.93 to $24.81. From a valuation perspective, the stock is trading at a discount (Forward PE: 3.9) compared to its historical average (4.8). Remarkably, the market is currently pricing in an annual earnings decline of 6.5% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, FG is in a strong downtrend. The price is approaching resistance at $25.34. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: FG has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Implied Volatility is high (72th percentile), indicating expensive options premiums. This environment often favors selling options or covered calls to generate income. Wall Street analysts see significant upside, with an average price target of $29.50 (+18.8%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, FG is in a strong downtrend. The price is approaching resistance at $25.34. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: FG has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Implied Volatility is high (72th percentile), indicating expensive options premiums. This environment often favors selling options or covered calls to generate income. Wall Street analysts see significant upside, with an average price target of $29.50 (+18.8%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Fair Price Range
$21.93 -
$24.81
Company Quality Score
61/100
(BUY)
Options IV Signal
72th percentile
(ELEVATED)
Volume Confirmation
HIGH
Confidence Score
48.1%
All Signals
- BEARISH: Price extended above range
- BEARISH: Options expensive (IV 72th percentile)
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($29.50)
Fair Price Analysis
30-Day Fair Range
$21.93 -
$24.81
Current vs Fair Value
EXTENDED
Expected Move (7 Days)
±$2.26
(9.1%)
Support & Resistance Levels
Support Level
$22.89
Resistance Level
$25.34
Current Trend
Strong Downtrend
Technical data as of
Mar 30, 2026
Fundamental Context
Forward P/E (Next Year Est.)
3.90
Wall Street Target
$29.50
(+18.8%)
Revenue Growth (YoY)
13.2%
Earnings Growth (YoY)
-64.2%
Profit Margin
4.6%
Valuation Discount vs History
-6.5% cheaper
PE vs Historical
3.9 vs 4.8
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-6.5%
(market-implied from PE analysis)
1-Year Target
$23.22
(-7%)
2-Year Target
$21.71
(-13%)
3-Year Target
$20.30
(-18%)
3-Yr Target (if PE normalizes)
(PE: 4→5)
$25.01
(+1%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 15.7%)
$220.47
(+788%)
Base:
(SPY PE: 3.9, Growth: 15.7%)
$38.43
(+55%)
Bear:
(PE: 3.3, Growth: 15.7%)
$32.66
(+32%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (4x PE) as earnings recover.
Trailing PE: 12.54 | Current EPS (TTM): $1.88
Bull Case
$51.88
(+117%)
Analyst growth 100.0%, PE expands to 13.8
Base Case
$47.16
(+98%)
Market implied 100.0%, PE stable at 12.5
Bear Case
$16.03
(-33%)
Severe decline -20.0%, PE contracts to 10.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 3.9 to 4.8
Stabilization Target:
$30.60
(+23.2%)
PE Expansion Potential:
+23.2%
Share & Embed Analysis
Last updated: March 30, 2026 6:31 PM ET
Data refreshes hourly during market hours. Next update: 7:31 PM
Data refreshes hourly during market hours. Next update: 7:31 PM
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Technical Signals Check
Is FG showing a specific setup today?
Insider Activity (6 Months)
4
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Celina J Wang Doka
BUY
4760 shares
2026-03-13
Christopher O Blunt
BUY
10000 shares
2026-03-13
Christopher O Blunt
BUY
5000 shares
2026-01-02
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