FG Stock Analysis: Buy, Sell, or Hold?

FG - F&G Annuities & Life, Inc.

LIFE INSURANCE
$29.49
0.09 (0.31%) ▲
BUY
HIGH Confidence
Last Updated: January 30, 2026
Earnings: Feb 19, 2026 18d

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Interactive Price Chart (1 Month)

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💡
Bottom Line:
✅ BUY SIGNAL: FG shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.

Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

0% (Stagnation) 50% (Hyper Growth)
EST. PRICE IN 2031
$59.64
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$37.03
20.4% Margin of Safety

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 5.4x Exit PE.

In-depth Analysis How we analyze

Valuation Analysis: FG is currently trading at $29.49, which is considered fair relative to its 30-day fair value range of $27.71 to $30.71. The stock's valuation (Forward PE: 5.2) is in line with its historical norms (5.4). Remarkably, the market is currently pricing in an annual earnings decline of 1.3% over the next few years. This aligns with recent fundamental challenges.

Technical Outlook: Technically, FG is in a downtrend. The price is approaching resistance at $29.50. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.

Market Sentiment: FG has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.

Quick Decision Summary

Current Position FAIR
Fair Price Range $27.71 - $30.71
Company Quality Score 53/100 (HOLD)
Options IV Signal 50th percentile (NORMAL)
Volume Confirmation HIGH
Confidence Score 76.9%

All Signals

  • NEUTRAL: Price in fair range
  • NEUTRAL: Options fairly priced (IV 50th percentile)
  • BULLISH: Strong technical setup (60/100)
  • BULLISH: High volume confirmation
  • NEUTRAL: Near Wall St target ($32.00)

Fair Price Analysis

30-Day Fair Range $27.71 - $30.71
Current vs Fair Value FAIR
Expected Move (7 Days) ±$1.54 (5.2%)

Support & Resistance Levels

Support Level $26.45
Resistance Level $29.50
Current Trend Downtrend

Fundamental Context

Forward P/E (Next Year Est.) 5.18
Wall Street Target $32.00 (+8.8%)
Revenue Growth (YoY) 17.3%
Earnings Growth (YoY) -83.2%
Profit Margin 8.3%
Valuation Discount vs History -1.3% cheaper
PE vs Historical 5.2 vs 5.4 FAIR
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): -1.3% (market-implied from PE analysis)
1-Year Target $29.02 (-1%)
2-Year Target $28.64 (-3%)
3-Year Target $28.27 (-4%)
3-Yr Target (if PE normalizes) (PE: 5→5) $29.45 (+0%)
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 22.3, Growth: 45.0%) $385.69 (+1212%)
Base: (SPY PE: 5.2, Growth: 45.0%) $89.66 (+205%)
Bear: (PE: 4.4, Growth: 45.0%) $76.21 (+159%)
📈 Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (8x PE), but valuation improves significantly next year (5x PE) as earnings recover.
Trailing PE: 8.29 | Current EPS (TTM): $3.44
Bull Case $51.72 (+75%)
Analyst growth 64.9%, PE expands to 9.1
Base Case $47.02 (+59%)
Market implied 64.9%, PE stable at 8.3
Bear Case $19.39 (-34%)
Severe decline -20.0%, PE contracts to 7.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡 Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 5.2 to 5.4
Stabilization Target: $30.63 (+4.2%)
PE Expansion Potential: +4.2%
Last updated: January 31, 2026 2:42 PM ET
Data refreshes hourly during market hours. Next update: 3:42 PM
🔥 Top Stocks Breaking Out Now
Ticker Score Recommendation Change %
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Leena Punjabi SELL 3000 shares 2025-09-18

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Advanced FG Option Strategies

Professional options setups generated by AI based on today's FG price and gamma walls.

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