FGBI Stock Analysis: Buy, Sell, or Hold?
FGBI - FIRST GUARANTY BANCSHARES INC
$8.43
0.01 (0.12%)
▲
HOLD
MODERATE Confidence
Last Updated: January 30, 2026
Earnings: Jan 29, 2026
0d
Get Alerted When FGBI Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: FGBI trades at premium valuation expecting 9.8% growth. Hold existing positions but don't chase. Wait for better entry.
📊 HOLD: FGBI trades at premium valuation expecting 9.8% growth. Hold existing positions but don't chase. Wait for better entry.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$8.95
Based on 7.0% avg growth
INTRINSIC VALUE TODAY
$5.55
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 16.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FGBI is currently trading at $8.43, which is considered slightly high relative to its 30-day fair value range of $5.89 to $8.44. From a valuation perspective, the stock is trading at a premium (Forward PE: 22.2) compared to its historical average (16.8). At these levels, the market is pricing in 9.8% annual earnings growth.
Technical Outlook: Technically, FGBI is in a downtrend. The price is approaching resistance at $8.46. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. However, the stock is trading significantly above the average Wall Street target of $7.00. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, FGBI is in a downtrend. The price is approaching resistance at $8.46. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. However, the stock is trading significantly above the average Wall Street target of $7.00. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Fair Price Range
$5.89 -
$8.44
Company Quality Score
49/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
59.0%
Protect Your Profits
FGBI is technically overbought (RSI 82). Consider hedging now to protect against a potential pullback while keeping your upside.
View Profit Protection PlanAll Signals
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BEARISH: Trading 16.9% above Wall St target ($7.00)
- BULLISH: Expecting earnings turnaround to 9.8% growth with -74.0% revenue growth
Fair Price Analysis
30-Day Fair Range
$5.89 -
$8.44
Current vs Fair Value
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$7.85
Resistance Level
$8.47
Current Trend
Downtrend
Fundamental Context
Forward P/E (Next Year Est.)
22.16
Wall Street Target
$7.00
(-16.9%)
Revenue Growth (YoY)
-74.0%
Earnings Growth (YoY)
-45.0%
Valuation Premium vs History
+9.8% premium
PE vs Historical
22.2 vs 16.8
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+9.8%
(market-implied from PE analysis)
1-Year Target
$9.25
(+10%)
2-Year Target
$10.15
(+21%)
3-Year Target
$11.15
(+32%)
3-Yr Target (if PE normalizes)
(PE: 22→17)
PE COMPRESSION
$8.45
(+0%)
Earnings growth offset by PE compression
Last updated: January 31, 2026 9:34 AM ET
Data refreshes hourly during market hours. Next update: 10:34 AM
Data refreshes hourly during market hours. Next update: 10:34 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is FGBI showing a specific setup today?
Insider Activity (6 Months)
3
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Bruce Mcanally
BUY
31056 shares
2025-09-30
Edgar R Smith III
BUY
141328 shares
2025-09-30
Marshall T Reynolds
BUY
31056 shares
2025-09-30
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
USB
U.S. Bancorp |
BUY
24 analysts |
$62 | 63 BUY |
|
FITB
Fifth Third Bancorp |
BUY
24 analysts |
$56 | 63 BUY |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$246 | 63 BUY |
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 58 HOLD |
|
WBS
Webster Financial Corpor… |
STRONG BUY
16 analysts |
$75 | 59 HOLD |
Advanced FGBI Option Strategies
Professional options setups generated by AI based on today's FGBI price and gamma walls.
