FHB Stock Analysis: Buy, Sell, or Hold?
FHB - First Hawaiian, Inc. Common Stock
$24.61
0.48 (1.99%)
▲
5d:
+0.33%
30d:
-2.07%
90d:
-4.43%
BUY
HIGH Confidence
Analysis Updated: Mar 30, 2026 12:00 AM ET
Earnings: Apr 22, 2026
21d
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: FHB shows strong fundamentals and good volume confirmation. Solid entry point despite slightly low pricing.
✅ BUY SIGNAL: FHB shows strong fundamentals and good volume confirmation. Solid entry point despite slightly low pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$34.09
Based on 5.2% avg growth
INTRINSIC VALUE TODAY
$21.17
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FHB is currently trading at $24.61, which is considered slightly low relative to its 30-day fair value range of $23.90 to $25.61. The stock's valuation (Forward PE: 10.2) is in line with its historical norms (11.2). Remarkably, the market is currently pricing in an annual earnings decline of 3.0% over the next few years. This pessimistic expectation contrasts with the company's recent 36.5% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, FHB is in a uptrend. The price is approaching resistance at $24.88. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: FHB has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $27.72 (+14.9%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, FHB is in a uptrend. The price is approaching resistance at $24.88. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: FHB has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $27.72 (+14.9%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Fair Price Range
$23.90 -
$25.61
Company Quality Score
54/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
88.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($27.72)
Fair Price Analysis
30-Day Fair Range
$23.90 -
$25.61
Current vs Fair Value
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$23.26
Resistance Level
$24.88
Current Trend
Uptrend
Technical data as of
Mar 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.19
Wall Street Target
$27.72
(+14.9%)
Revenue Growth (YoY)
15.5%
Earnings Growth (YoY)
36.5%
Profit Margin
32.4%
Valuation Discount vs History
-3.0% cheaper
PE vs Historical
10.2 vs 11.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-3.0%
(market-implied from PE analysis)
1-Year Target
$23.41
(-3%)
2-Year Target
$22.70
(-6%)
3-Year Target
$22.02
(-9%)
3-Yr Target (if PE normalizes)
(PE: 10→11)
$24.21
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 6.3%)
$63.54
(+163%)
Base:
(SPY PE: 10.2, Growth: 6.3%)
$28.97
(+20%)
Bear:
(PE: 8.7, Growth: 6.3%)
$24.62
(+2%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 10.82 | Current EPS (TTM): $2.20
Bull Case
$28.18
(+16%)
Analyst growth 7.6%, PE expands to 11.9
Base Case
$25.62
(+6%)
Market implied 7.6%, PE stable at 10.8
Bear Case
$16.18
(-33%)
Severe decline -20.0%, PE contracts to 9.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 10.2 to 11.2
Stabilization Target:
$26.52
(+9.9%)
PE Expansion Potential:
+9.9%
Share & Embed Analysis
Last updated: March 31, 2026 1:26 PM ET
Data refreshes hourly during market hours. Next update: 2:26 PM
Data refreshes hourly during market hours. Next update: 2:26 PM
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Technical Signals Check
Is FHB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
4
Sells
Net
INSIDERS SELLING
Recent Transactions
Craig Scott Wo
SELL
500 shares
2026-02-10
Craig Scott Wo
SELL
1500 shares
2026-02-06
Alan Arizumi
SELL
36460 shares
2025-12-04
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