PYPL Intrinsic Value

Updated: Jan 30, 2026
Overvalued by 9.7%
Current Price
$52.69
Intrinsic Value (Fair Price)
$47.59
Implied Upside: -9.7%

Based on Discounted Cash Flow (Growth Decay Model)

Model Assumptions

Our Intrinsic Value is calculated using a "Growth Decay" model. We assume the company's growth will gradually slow down from its current rate to a stable terminal rate over 5 years.

Initial Growth Rate
7.1%
Discount Rate
10.0%
Terminal Rate
4.0%
Exit PE Multiple
10.2x

Adjust Growth Rate

What if PYPL grows faster or slower? Move the slider to see how Fair Value changes.

0% Growth 7.1% 50% Growth
New Intrinsic Value
$47.59