RNST Stock Analysis: Buy, Sell, or Hold?
RNST - Renasant Corporation
$37.71
-0.33 (-0.87%)
▼
BUY
MODERATE Confidence
Last Updated: January 30, 2026
Earnings: Apr 20, 2026
Get Alerted When RNST Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: RNST shows positive signals but monitor for confirmation. Market pricing in 1.6% decline. Moderate conviction.
💡 BUY OPPORTUNITY: RNST shows positive signals but monitor for confirmation. Market pricing in 1.6% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$51.79
Based on 5.6% avg growth
INTRINSIC VALUE TODAY
$32.16
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RNST is currently trading at $37.71, which is considered extended relative to its 30-day fair value range of $35.63 to $37.54. The stock's valuation (Forward PE: 9.8) is in line with its historical norms (10.3). Remarkably, the market is currently pricing in an annual earnings decline of 1.6% over the next few years. This pessimistic expectation contrasts with the company's recent 19.8% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, RNST is showing sideways momentum. Immediate support is located at $35.14, while resistance sits at $38.99.
Market Sentiment: RNST has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $44.14 (+17.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, RNST is showing sideways momentum. Immediate support is located at $35.14, while resistance sits at $38.99.
Market Sentiment: RNST has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $44.14 (+17.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Fair Price Range
$35.63 -
$37.54
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
67.3%
All Signals
- BEARISH: Price extended above range
- BULLISH: Options cheap (IV 0th percentile)
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($44.14)
Fair Price Analysis
30-Day Fair Range
$35.63 -
$37.54
Current vs Fair Value
EXTENDED
Expected Move (7 Days)
±$1.03
(2.7%)
Support & Resistance Levels
Support Level
$35.14
Resistance Level
$38.99
Current Trend
Sideways
Fundamental Context
Forward P/E (Next Year Est.)
9.85
Wall Street Target
$44.14
(+17.1%)
Revenue Growth (YoY)
62.7%
Earnings Growth (YoY)
19.8%
Profit Margin
20.6%
Valuation Discount vs History
-1.6% cheaper
PE vs Historical
9.9 vs 10.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.6%
(market-implied from PE analysis)
1-Year Target
$37.11
(-2%)
2-Year Target
$36.51
(-3%)
3-Year Target
$35.93
(-5%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
$37.59
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 7.2%)
$105.08
(+179%)
Base:
(SPY PE: 9.8, Growth: 7.2%)
$46.40
(+23%)
Bear:
(PE: 8.4, Growth: 7.2%)
$39.44
(+5%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (19x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 18.53 | Current EPS (TTM): $2.07
Bull Case
$77.14
(+105%)
Analyst growth 82.9%, PE expands to 20.4
Base Case
$70.12
(+86%)
Market implied 82.9%, PE stable at 18.5
Bear Case
$26.08
(-31%)
Severe decline -20.0%, PE contracts to 15.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 9.8 to 10.3
Stabilization Target:
$39.45
(+4.6%)
PE Expansion Potential:
+4.6%
Last updated: February 01, 2026 12:50 AM ET
Data refreshes hourly during market hours. Next update: 1:50 AM
Data refreshes hourly during market hours. Next update: 1:50 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is RNST showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
KEY
KeyCorp |
BUY
24 analysts |
$24 | 58 HOLD |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$102 | 59 HOLD |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$230 | 64 BUY |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$55 | 62 BUY |
|
FNB
F.N.B. Corp |
STRONG BUY
9 analysts |
$20 | 60 BUY |
Advanced RNST Option Strategies
Professional options setups generated by AI based on today's RNST price and gamma walls.