SSB Stock Analysis: Buy, Sell, or Hold?
SSB - SouthState Bank Corporation
$92.52
2.17 (2.40%)
▲
5d:
+1.59%
30d:
-7.27%
90d:
-2.9%
BUY
HIGH Confidence
Analysis Updated: Mar 31, 2026 12:00 AM ET
Earnings: Apr 23, 2026
21d
Get Alerted When SSB Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: SSB shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
✅ BUY SIGNAL: SSB shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$147.04
Based on 7.4% avg growth
INTRINSIC VALUE TODAY
$91.30
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: SSB is currently trading at $92.52, which is considered oversold relative to its 30-day fair value range of $90.52 to $101.52. The stock's valuation (Forward PE: 8.7) is in line with its historical norms (9.7). Remarkably, the market is currently pricing in an annual earnings decline of 3.4% over the next few years. This pessimistic expectation contrasts with the company's recent 31.1% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, SSB is in a uptrend. The price is approaching resistance at $93.15. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: SSB has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $117.43 (+26.9%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, SSB is in a uptrend. The price is approaching resistance at $93.15. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: SSB has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $117.43 (+26.9%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Fair Price Range
$90.52 -
$101.52
Company Quality Score
57/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
90.5%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 26.9% below Wall St target ($117.43)
Fair Price Analysis
30-Day Fair Range
$90.52 -
$101.52
Current vs Fair Value
OVERSOLD
Support & Resistance Levels
Support Level
$87.48
Resistance Level
$93.15
Current Trend
Uptrend
Technical data as of
Mar 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.73
Wall Street Target
$117.43
(+26.9%)
Revenue Growth (YoY)
52.0%
Earnings Growth (YoY)
31.1%
Profit Margin
31.2%
Valuation Discount vs History
-3.4% cheaper
PE vs Historical
8.7 vs 9.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-3.4%
(market-implied from PE analysis)
1-Year Target
$89.37
(-3%)
2-Year Target
$86.34
(-7%)
3-Year Target
$83.40
(-10%)
3-Yr Target (if PE normalizes)
(PE: 9→10)
$92.66
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 10.9%)
$323.46
(+250%)
Base:
(SPY PE: 8.7, Growth: 10.9%)
$126.36
(+37%)
Bear:
(PE: 7.4, Growth: 10.9%)
$107.40
(+16%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 11.39 | Current EPS (TTM): $7.87
Bull Case
$132.72
(+46%)
Analyst growth 34.6%, PE expands to 12.5
Base Case
$120.65
(+33%)
Market implied 34.6%, PE stable at 11.4
Bear Case
$60.98
(-33%)
Severe decline -20.0%, PE contracts to 9.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.7 to 9.7
Stabilization Target:
$102.79
(+11.1%)
PE Expansion Potential:
+11.1%
Share & Embed Analysis
Last updated: March 31, 2026 10:09 PM ET
Data refreshes hourly during market hours. Next update: 11:09 PM
Data refreshes hourly during market hours. Next update: 11:09 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is SSB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
FITB
Fifth Third Bancorp |
BUY
24 analysts |
$57 | 57 HOLD |
|
KEY
KeyCorp |
BUY
24 analysts |
$25 | 60 BUY |
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$21 | 57 HOLD |
|
NU
Nu Holdings Ltd |
BUY
20 analysts |
$20 | 66 BUY |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$57 | 58 HOLD |
