XYF vs NU

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jan 23, 2026

XYF

55.5
AI Score
VS
NU Wins

NU

62.3
AI Score

Investment Advisor Scores

XYF

56score
Recommendation
HOLD

NU

62score
Recommendation
BUY

AI Analyst Insights

Detailed Metrics Comparison

Metric XYF NU Winner
Forward P/E 0 21.5054 Tie
PEG Ratio 0 0 Tie
Revenue Growth 23.9% 36.3% NU
Earnings Growth 30.2% 40.9% NU
Tradestie Score 55.5/100 62.3/100 NU
Profit Margin 22.8% 39.8% NU
Beta 1.00 1.00 Tie
AI Recommendation HOLD BUY NU

Frequently Asked Questions

Based on our detailed analysis, NU is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.