Live Oak Bancshares Inc operates as the bank holding company for the Live Oak Banking Company. The company specializes in lending and deposit-related services to small businesses nationwide. The company identifies and extends lending to credit-worthy borrowers both within specific industries, also called verticals, through expertise within those industries, and more broadly to select borrowers outside of those industries. A portion of the loans originated by the Bank are partially guaranteed by the Small Business Administration under the 7(a) Loan Program and the U.S. Department of Agriculture Rural Energy for America Program, Water and Environmental Program, Business and Industry and Community Facilities loan programs.
Quick Stats
Jan 30, 202658.8
AI Score
HOLD1.45
Volume Ratio
Jan 21, 2026
Next Earnings
12
+ve Days (30d)
18
-ve Days (30d)
LOB Stock Summary
Last updated Jan 30, 2026
LOB is currently trading at $39.96, positioned above its 200-day moving average of $32.62, indicating a long-term uptrend. The stock has a 52-week range of $22.68 to $42.89.
Technical Analysis: The 50-day moving average stands at $35.18, which is below the current price, signaling bullish near-term momentum. The RSI (Relative Strength Index) reads 63.388, suggesting the stock is neutral with balanced momentum.
Money Flow Indicators: The Chaikin Money Flow (20-day) is 0.212, which is positive, indicating accumulation by institutional investors. Our AI-powered investment score rates LOB at 58.8/100 with a HOLD recommendation.
LOB (Live Oak Bancshares, Inc.) Indicators
Last updated Jan 30, 2026
| Indicator | Value |
|---|---|
| RSI(14) | 63.388 |
| CMF (20) | 0.212 |
| ROC (10) | 5.519 |
| ADX (14) | 34.028 |
| Indicator | Value |
|---|---|
| MACD (12,26,9) | 1.23 |
| AROONOSC (14) | 35.714 |
| WILLAMS %R (14) | -39.382 |
| MFI (14) | 48.944 |
LOB Technical Chart
- Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
- SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
- Options OI: Shows max open interest strikes. High OI = significant price levels.
- Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
- Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
- Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
- Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
- Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select indicators above to analyze technical patterns
Indicators will appear below the price chart with perfectly aligned datesVolume Profile Analysis
Horizontal histogram showing volume distribution at each price level with buying/selling pressure
LOB Price vs Max Options Open Interest
LOB Max Change In Options Open Interest
LOB Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
LOB Daily Out of Money Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
LOB Daily In the Money Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
LOB Most Active Options by Volume(near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | Volume | OI | Change in OI |
Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
Live Oak Bancshares, Inc. is above both 50 Day and 200 Day SMA which is considered Bullish.
LOB Moving Averages Analysis
Live Oak Bancshares, Inc. has been above 50 day sma 1 times in last 30 days. Last time it was above 50 day sma was on Jan 30, 2026
Live Oak Bancshares, Inc. has been above 200 day sma 1 times in last 30 days. Last time it was above 200 day sma was on Jan 30, 2026
LOB (Live Oak Bancshares, Inc.) Simple Moving Averages
Moving Averages are last updated Jan 30, 2026
| Days | MA |
|---|---|
| 10 | 38.9 |
| 20 | 37.58 |
| 30 | 36.91 |
| 50 | 35.18 |
| 100 | 34.75 |
| 200 | 32.62 |
LOB Fundamental Analysis
| P/E (Forward) | 10.1937 |
| P/E (Trailing) | 17.6457 |
| Market Cap ($) | 1.8 billion |
| Earnings/Share ($) | 2.23 |
| Net Proft Margin (%) | 0.2202 |
| Dividend/Share ($) | 0.12 |
| EPS Estimate Current Year ($) | 2.98 |
| EPS Estimate Next Year ($) | 4.15 |
| WallStreet Target Price ($) | 45.25 |
| Most Recent Quarter |