Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. It is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its business activities consist of community banking, investment services and trustee services for real estate transactions. The group operates in Bank segment that include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgage, commercial business and consumer loans. Its evenues are derived from interest earned on its loan and investment portfolios, and fees generated through its community banking activities.
Quick Stats
Jan 30, 202658.9
AI Score
HOLD0.27
Volume Ratio
Feb 02, 2026
Next Earnings
13
+ve Days (30d)
13
-ve Days (30d)
PROV Stock Summary
Last updated Jan 30, 2026
PROV is currently trading at $16.16, positioned above its 200-day moving average of $15.49, indicating a long-term uptrend. The stock has a 52-week range of $12.98 to $16.355.
Technical Analysis: The 50-day moving average stands at $15.79, which is below the current price, signaling bullish near-term momentum. The RSI (Relative Strength Index) reads 55.22, suggesting the stock is neutral with balanced momentum.
Money Flow Indicators: The Chaikin Money Flow (20-day) is 0.134, which is positive, indicating accumulation by institutional investors. Our AI-powered investment score rates PROV at 58.9/100 with a HOLD recommendation.
PROV (Provident Financial Hldgs) Indicators
Last updated Jan 30, 2026
| Indicator | Value |
|---|---|
| RSI(14) | 55.22 |
| CMF (20) | 0.134 |
| ROC (10) | 0.937 |
| ADX (14) | 34.053 |
| Indicator | Value |
|---|---|
| MACD (12,26,9) | 0.085 |
| AROONOSC (14) | 64.286 |
| WILLAMS %R (14) | -18.667 |
| MFI (14) | 51.21 |
PROV Technical Chart
- Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
- SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
- Options OI: Shows max open interest strikes. High OI = significant price levels.
- Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
- Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
- Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
- Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
- Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select indicators above to analyze technical patterns
Indicators will appear below the price chart with perfectly aligned datesVolume Profile Analysis
Horizontal histogram showing volume distribution at each price level with buying/selling pressure
PROV Price vs Max Options Open Interest
PROV Max Change In Options Open Interest
PROV Options - Sort by Max open Interest (near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
PROV Daily Out of Money Options - Sort by Max open Interest (near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
PROV Daily In the Money Options - Sort by Max open Interest (near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
PROV Most Active Options by Volume(near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | Volume | OI | Change in OI |
Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
Provident Financial Hldgs is above both 50 Day and 200 Day SMA which is considered Bullish.
PROV Moving Averages Analysis
Provident Financial Hldgs has been above 50 day sma 1 times in last 30 days. Last time it was above 50 day sma was on Jan 30, 2026
Provident Financial Hldgs has been above 200 day sma 1 times in last 30 days. Last time it was above 200 day sma was on Jan 30, 2026
PROV (Provident Financial Hldgs) Simple Moving Averages
Moving Averages are last updated Jan 30, 2026
| Days | MA |
|---|---|
| 10 | 16.14 |
| 20 | 16.1 |
| 30 | 16.09 |
| 50 | 15.79 |
| 100 | 15.72 |
| 200 | 15.49 |
PROV Fundamental Analysis
| P/E (Forward) | 10.1729 |
| P/E (Trailing) | 16.3232 |
| Market Cap ($) | 104.6 million |
| Earnings/Share ($) | 0.99 |
| Net Proft Margin (%) | 0.1617 |
| Dividend/Share ($) | 0.56 |
| EPS Estimate Current Year ($) | 1.07 |
| EPS Estimate Next Year ($) | 1.23 |
| WallStreet Target Price ($) | 16 |
| Most Recent Quarter |