UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking services and asset servicing to its customers in the United States and around the world. Its client base includes commercial, institutional, and personal customers. Along with its subsidiaries, the company operates in the following business segments: Commercial Banking, Institutional Banking, and Personal Banking. A majority of its revenue is generated from the Commercial Banking segment, which serves the commercial banking and treasury management needs of small to middle-market businesses through various products and services such as commercial loans, commercial real estate financing, commercial credit cards, letters of credit, loan syndication services, consultative services, and others.
Quick Stats
Jan 30, 202662.5
AI Score
BUY1.53
Volume Ratio
Apr 27, 2026
Next Earnings
12
+ve Days (30d)
18
-ve Days (30d)
UMBF Stock Summary
Last updated Jan 30, 2026
UMBF is currently trading at $127.14, positioned above its 200-day moving average of $111.7, indicating a long-term uptrend. The stock has a 52-week range of $82 to $129.98.
Technical Analysis: The 50-day moving average stands at $117.68, which is below the current price, signaling bullish near-term momentum. The RSI (Relative Strength Index) reads 63.327, suggesting the stock is neutral with balanced momentum.
Money Flow Indicators: The Chaikin Money Flow (20-day) is 0.1, which is positive, indicating accumulation by institutional investors. Our AI-powered investment score rates UMBF at 62.5/100 with a BUY recommendation.
UMBF (UMB Financial Corp) Indicators
Last updated Jan 30, 2026
| Indicator | Value |
|---|---|
| RSI(14) | 63.327 |
| CMF (20) | 0.1 |
| ROC (10) | 3.114 |
| ADX (14) | 26.588 |
| Indicator | Value |
|---|---|
| MACD (12,26,9) | 2.36 |
| AROONOSC (14) | 64.286 |
| WILLAMS %R (14) | -22.54 |
| MFI (14) | 67.489 |
UMBF Technical Chart
- Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
- SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
- Options OI: Shows max open interest strikes. High OI = significant price levels.
- Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
- Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
- Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
- Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
- Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select indicators above to analyze technical patterns
Indicators will appear below the price chart with perfectly aligned datesVolume Profile Analysis
Horizontal histogram showing volume distribution at each price level with buying/selling pressure
UMBF Price vs Max Options Open Interest
UMBF Max Change In Options Open Interest
UMBF Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
UMBF Daily Out of Money Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
UMBF Daily In the Money Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
UMBF Most Active Options by Volume(near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | Volume | OI | Change in OI |
Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
UMB Financial Corp is above both 50 Day and 200 Day SMA which is considered Bullish.
UMBF Moving Averages Analysis
UMB Financial Corp has been above 50 day sma 1 times in last 30 days. Last time it was above 50 day sma was on Jan 30, 2026
UMB Financial Corp has been above 200 day sma 1 times in last 30 days. Last time it was above 200 day sma was on Jan 30, 2026
UMBF (UMB Financial Corp) Simple Moving Averages
Moving Averages are last updated Jan 30, 2026
| Days | MA |
|---|---|
| 10 | 124.35 |
| 20 | 122.38 |
| 30 | 121.03 |
| 50 | 117.68 |
| 100 | 116.19 |
| 200 | 111.7 |
UMBF Fundamental Analysis
| P/E (Forward) | 10.627 |
| P/E (Trailing) | 13.4187 |
| Market Cap ($) | 9.5 billion |
| Earnings/Share ($) | 9.29 |
| Net Proft Margin (%) | 0.2812 |
| Dividend/Share ($) | 1.63 |
| EPS Estimate Current Year ($) | 11.97 |
| EPS Estimate Next Year ($) | 12.7268 |
| WallStreet Target Price ($) | 138.8462 |
| Most Recent Quarter |