Universal Insurance Holdings Inc is a private personal residential homeowner insurance company. The company develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners' lines of business and performs substantially all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The company generates revenue from the collection of premiums, earned net interest and dividend income from the investment portfolio, the collection of reinsurance recoverable and financing fees. The company's primary insurance subsidiaries, (UPCIC) and (APPCIC) provide insurance for personal residential: homeowners, renters/tenants, condo unit owners, and other related coverages.
Quick Stats
Jan 30, 202659.1
AI Score
HOLD0.85
Volume Ratio
Feb 24, 2026
Next Earnings
14
+ve Days (30d)
16
-ve Days (30d)
UVE Stock Summary
Last updated Jan 30, 2026
UVE is currently trading at $30.45, positioned above its 200-day moving average of $27.85, indicating a long-term uptrend. The stock has a 52-week range of $18.99 to $35.84.
Technical Analysis: The 50-day moving average stands at $31.96, which is above the current price, indicating bearish near-term pressure. The RSI (Relative Strength Index) reads 48.374, suggesting the stock is neutral with balanced momentum.
Money Flow Indicators: The Chaikin Money Flow (20-day) is 0.01, which is positive, indicating accumulation by institutional investors. Our AI-powered investment score rates UVE at 59.1/100 with a HOLD recommendation.
UVE (UNIVERSAL INSURANCE HLDG, INC.) Indicators
Last updated Jan 30, 2026
| Indicator | Value |
|---|---|
| RSI(14) | 48.374 |
| CMF (20) | 0.01 |
| ROC (10) | 1.805 |
| ADX (14) | 33.254 |
| Indicator | Value |
|---|---|
| MACD (12,26,9) | -0.675 |
| AROONOSC (14) | -64.286 |
| WILLAMS %R (14) | -27.306 |
| MFI (14) | 46.273 |
UVE Technical Chart
- Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
- SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
- Options OI: Shows max open interest strikes. High OI = significant price levels.
- Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
- Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
- Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
- Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
- Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select indicators above to analyze technical patterns
Indicators will appear below the price chart with perfectly aligned datesVolume Profile Analysis
Horizontal histogram showing volume distribution at each price level with buying/selling pressure
UVE Price vs Max Options Open Interest
UVE Max Change In Options Open Interest
UVE Options - Sort by Max open Interest (near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
UVE Daily Out of Money Options - Sort by Max open Interest (near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
UVE Daily In the Money Options - Sort by Max open Interest (near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
UVE Most Active Options by Volume(near term)
1st February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | Volume | OI | Change in OI |
Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
UNIVERSAL INSURANCE HLDG, INC. is not trading above both 50 Day and 200 Day SMA which is considered Bearish.
UVE Moving Averages Analysis
UNIVERSAL INSURANCE HLDG, INC. has been above 200 day sma 1 times in last 30 days. Last time it was above 200 day sma was on Jan 30, 2026
UVE (UNIVERSAL INSURANCE HLDG, INC.) Simple Moving Averages
Moving Averages are last updated Jan 30, 2026
| Days | MA |
|---|---|
| 10 | 29.65 |
| 20 | 30.13 |
| 30 | 31.44 |
| 50 | 31.96 |
| 100 | 30.52 |
| 200 | 27.85 |
UVE Fundamental Analysis
| P/E (Forward) | 0 |
| P/E (Trailing) | 7.1816 |
| Market Cap ($) | 862.3 million |
| Earnings/Share ($) | 4.24 |
| Net Proft Margin (%) | 0.0774 |
| Dividend/Share ($) | 0.64 |
| EPS Estimate Current Year ($) | 5.32 |
| EPS Estimate Next Year ($) | 3.34 |
| WallStreet Target Price ($) | 40 |
| Most Recent Quarter |