Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. The company supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.
Quick Stats
Jan 30, 202654.0
AI Score
HOLD1.07
Volume Ratio
Mar 19, 2026
Next Earnings
11
+ve Days (30d)
18
-ve Days (30d)
YRD Stock Summary
Last updated Jan 30, 2026
YRD is currently trading at $3.97, positioned below its 200-day moving average of $5.59, suggesting bearish momentum. The stock has a 52-week range of $3.635 to $8.74.
Technical Analysis: The 50-day moving average stands at $4.22, which is above the current price, indicating bearish near-term pressure. The RSI (Relative Strength Index) reads 44.738, suggesting the stock is neutral with balanced momentum.
Money Flow Indicators: The Chaikin Money Flow (20-day) is 0.073, which is positive, indicating accumulation by institutional investors. Our AI-powered investment score rates YRD at 54.0/100 with a HOLD recommendation.
YRD (Yiren Digital Ltd.) Indicators
Last updated Jan 30, 2026
| Indicator | Value |
|---|---|
| RSI(14) | 44.738 |
| CMF (20) | 0.073 |
| ROC (10) | -0.251 |
| ADX (14) | 22.113 |
| Indicator | Value |
|---|---|
| MACD (12,26,9) | -0.056 |
| AROONOSC (14) | -50.0 |
| WILLAMS %R (14) | -69.091 |
| MFI (14) | 35.477 |
YRD Technical Chart
- Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
- SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
- Options OI: Shows max open interest strikes. High OI = significant price levels.
- Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
- Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
- Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
- Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
- Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select indicators above to analyze technical patterns
Indicators will appear below the price chart with perfectly aligned datesVolume Profile Analysis
Horizontal histogram showing volume distribution at each price level with buying/selling pressure
YRD Price vs Max Options Open Interest
YRD Max Change In Options Open Interest
YRD Options - Sort by Max open Interest (near term)
30th January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
YRD Daily Out of Money Options - Sort by Max open Interest (near term)
30th January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
YRD Daily In the Money Options - Sort by Max open Interest (near term)
30th January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
YRD Most Active Options by Volume(near term)
30th January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | Volume | OI | Change in OI |
Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
Yiren Digital Ltd. is not trading above both 50 Day and 200 Day SMA which is considered Bearish.
YRD Moving Averages Analysis
YRD (Yiren Digital Ltd.) Simple Moving Averages
Moving Averages are last updated Jan 30, 2026
| Days | MA |
|---|---|
| 10 | 4.01 |
| 20 | 4.03 |
| 30 | 4.04 |
| 50 | 4.22 |
| 100 | 5.03 |
| 200 | 5.59 |
YRD Fundamental Analysis
| P/E (Forward) | 3.0731 |
| P/E (Trailing) | 2.5024 |
| Market Cap ($) | 451.9 million |
| Earnings/Share ($) | 2.09 |
| Net Proft Margin (%) | 0.2105 |
| Dividend/Share ($) | 3.188 |
| EPS Estimate Current Year ($) | 0 |
| EPS Estimate Next Year ($) | 0 |
| WallStreet Target Price ($) | 2.03 |
| Most Recent Quarter |