YRD Stock Analysis: Buy, Sell, or Hold?
YRD - Yiren Digital Ltd.
$2.03
-0.09 (-4.25%)
▼
5d:
+5.18%
30d:
+18.02%
90d:
-46.58%
BUY
HIGH Confidence
Analysis Updated: May 7, 2026 12:00 AM ET
Earnings: Jun 11, 2026
Get Alerted When YRD Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: YRD shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: YRD shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
In-depth Analysis How we analyze
Valuation Analysis: YRD is currently trading at $2.03, which is considered fair relative to its 30-day fair value range of $1.74 to $2.13.
Technical Outlook: Technically, YRD is in a strong downtrend. Immediate support is located at $1.88, while resistance sits at $2.14. Short-term momentum is weak, with the stock down 4.2% recently.
Market Sentiment: YRD has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, YRD is in a strong downtrend. Immediate support is located at $1.88, while resistance sits at $2.14. Short-term momentum is weak, with the stock down 4.2% recently.
Market Sentiment: YRD has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$1.74 -
$2.13
Company Quality Score
55/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
76.3%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BEARISH: Downward momentum (-4.2%)
- NEUTRAL: Near Wall St target ($2.03)
Trading Range Analysis
30-Day Trading Range
$1.74 -
$2.13
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$1.88
Resistance Level
$2.14
Current Trend
Strong Downtrend
Technical data as of
May 7, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.10
Wall Street Target
$2.03
Revenue Growth (YoY)
-34.1%
Earnings Growth (YoY)
-10.2%
Profit Margin
0.7%
Share & Embed Analysis
Last updated: May 08, 2026 8:21 AM ET
Data refreshes hourly during market hours. Next update: 9:21 AM
Data refreshes hourly during market hours. Next update: 9:21 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is YRD showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Credit Services Stocks
Top-rated stocks in Credit Services by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
V
Visa Inc. Class A |
STRONG BUY
41 analysts |
$397 | 65 BUY |
|
MA
Mastercard Inc |
STRONG BUY
42 analysts |
$649 | 59 HOLD |
|
AFRM
Affirm Holdings Inc |
STRONG BUY
24 analysts |
$79 | 63 BUY |
|
PYPL
PayPal Holdings Inc |
HOLD
47 analysts |
$53 | 50 HOLD |
|
AXP
American Express Company |
HOLD
30 analysts |
$362 | 62 BUY |