EBC Stock Analysis: Buy, Sell, or Hold?
EBC - Eastern Bankshares, Inc. Common Stock
$21.20
0.71 (3.49%)
▲
5d:
+5.37%
30d:
+15.03%
90d:
+21.77%
BUY
MODERATE Confidence
Last Updated: February 2, 2026
Earnings: Apr 23, 2026
Get Alerted When EBC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: EBC shows positive signals but monitor for confirmation. Market pricing in 0.7% decline. Moderate conviction.
💡 BUY OPPORTUNITY: EBC shows positive signals but monitor for confirmation. Market pricing in 0.7% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$32.85
Based on 8.7% avg growth
INTRINSIC VALUE TODAY
$20.39
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: EBC is currently trading at $21.20, which is considered extended relative to its 30-day fair value range of $18.83 to $20.24. The stock's valuation (Forward PE: 9.6) is in line with its historical norms (9.8). Remarkably, the market is currently pricing in an annual earnings decline of 0.7% over the next few years. This pessimistic expectation contrasts with the company's recent 53.7% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, EBC is in a uptrend. The price is approaching resistance at $21.25. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 3.5% recently.
Market Sentiment: EBC has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $23.42 (+10.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, EBC is in a uptrend. The price is approaching resistance at $21.25. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 3.5% recently.
Market Sentiment: EBC has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $23.42 (+10.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Fair Price Range
$18.83 -
$20.24
Company Quality Score
61/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
64.3%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+3.5%)
- BULLISH: Trading below Wall St target ($23.42)
Fair Price Analysis
30-Day Fair Range
$18.83 -
$20.24
Current vs Fair Value
EXTENDED
Support & Resistance Levels
Support Level
$18.99
Resistance Level
$21.25
Current Trend
Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
9.56
Wall Street Target
$23.42
(+10.5%)
Revenue Growth (YoY)
32.8%
Earnings Growth (YoY)
53.7%
Profit Margin
12.7%
Valuation Discount vs History
-0.7% cheaper
PE vs Historical
9.6 vs 9.8
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.7%
(market-implied from PE analysis)
1-Year Target
$21.05
(-1%)
2-Year Target
$20.90
(-1%)
3-Year Target
$20.76
(-2%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
$21.29
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 13.3%)
$71.91
(+239%)
Base:
(SPY PE: 9.6, Growth: 13.3%)
$30.81
(+45%)
Bear:
(PE: 8.1, Growth: 13.3%)
$26.19
(+24%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (48x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 47.64 | Current EPS (TTM): $0.43
Bull Case
$45.07
(+113%)
Analyst growth 100.0%, PE expands to 52.4
Base Case
$40.97
(+93%)
Market implied 100.0%, PE stable at 47.6
Bear Case
$13.93
(-34%)
Severe decline -20.0%, PE contracts to 40.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 9.6 to 9.8
Stabilization Target:
$21.74
(+2.6%)
PE Expansion Potential:
+2.6%
Last updated: February 03, 2026 4:08 AM ET
Data refreshes hourly during market hours. Next update: 5:08 AM
Data refreshes hourly during market hours. Next update: 5:08 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is EBC showing a specific setup today?
Insider Activity (6 Months)
1
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Quincy Lee Miller
BUY
13706 shares
2025-08-27
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$230 | 66 BUY |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$103 | 57 HOLD |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$56 | 66 BUY |
|
FNB
F.N.B. Corp |
STRONG BUY
9 analysts |
$20 | 61 BUY |
|
FHN
First Horizon National C… |
BUY
16 analysts |
$27 | 63 BUY |
