NWBI Stock Analysis: Buy, Sell, or Hold?
NWBI - Northwest Bancshares, Inc
$12.88
0.09 (0.70%)
▲
HOLD
MODERATE Confidence
Last Updated: January 30, 2026
Earnings: Apr 27, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: NWBI shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: NWBI shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$17.76
Based on 6.4% avg growth
INTRINSIC VALUE TODAY
$11.03
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: NWBI is currently trading at $12.88, which is considered extended relative to its 30-day fair value range of $12.08 to $12.64. The stock's valuation (Forward PE: 9.1) is in line with its historical norms (9.3). Remarkably, the market is currently pricing in an annual earnings decline of 0.9% over the next few years. This pessimistic expectation contrasts with the company's recent 19.4% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, NWBI is showing sideways momentum. The price is approaching resistance at $13.07. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: NWBI has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, NWBI is showing sideways momentum. The price is approaching resistance at $13.07. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: NWBI has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Fair Price Range
$12.08 -
$12.64
Company Quality Score
64/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
57.1%
Protect Your Profits
Holding NWBI? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($13.50)
Fair Price Analysis
30-Day Fair Range
$12.08 -
$12.64
Current vs Fair Value
EXTENDED
Support & Resistance Levels
Support Level
$12.12
Resistance Level
$13.07
Current Trend
Sideways
Fundamental Context
Forward P/E (Next Year Est.)
9.11
Wall Street Target
$13.50
(+5.6%)
Revenue Growth (YoY)
25.1%
Earnings Growth (YoY)
19.4%
Profit Margin
21.0%
Valuation Discount vs History
-0.9% cheaper
PE vs Historical
9.1 vs 9.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.9%
(market-implied from PE analysis)
1-Year Target
$12.67
(-1%)
2-Year Target
$12.56
(-2%)
3-Year Target
$12.45
(-3%)
3-Yr Target (if PE normalizes)
(PE: 9→9)
$12.71
(-1%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 8.7%)
$40.21
(+214%)
Base:
(SPY PE: 9.1, Growth: 8.7%)
$16.42
(+28%)
Bear:
(PE: 7.7, Growth: 8.7%)
$13.96
(+9%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (14x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 13.64 | Current EPS (TTM): $0.92
Bull Case
$21.07
(+64%)
Analyst growth 52.6%, PE expands to 15.0
Base Case
$19.16
(+49%)
Market implied 52.6%, PE stable at 13.6
Bear Case
$8.53
(-34%)
Severe decline -20.0%, PE contracts to 11.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 9.1 to 9.3
Stabilization Target:
$13.06
(+2.1%)
PE Expansion Potential:
+2.1%
Last updated: January 31, 2026 2:19 PM ET
Data refreshes hourly during market hours. Next update: 3:19 PM
Data refreshes hourly during market hours. Next update: 3:19 PM
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Technical Signals Check
Is NWBI showing a specific setup today?
Insider Activity (6 Months)
1
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Timothy M Hunter
BUY
10000 shares
2025-08-06
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Advanced NWBI Option Strategies
Professional options setups generated by AI based on today's NWBI price and gamma walls.
