BCML Stock Analysis: Buy, Sell, or Hold?
BCML - BayCom Corp Common Stock
$29.62
0.56 (1.93%)
▲
5d:
+0.03%
30d:
+0.75%
90d:
-2.47%
BUY
MODERATE Confidence
Analysis Updated: Mar 30, 2026 12:00 AM ET
Earnings: Apr 16, 2026
15d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: BCML shows positive signals but monitor for confirmation. Market pricing in 1.7% decline. Moderate conviction.
💡 BUY OPPORTUNITY: BCML shows positive signals but monitor for confirmation. Market pricing in 1.7% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$43.03
Based on 6.7% avg growth
INTRINSIC VALUE TODAY
$26.72
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: BCML is currently trading at $29.62, which is considered slightly high relative to its 30-day fair value range of $28.78 to $29.78. The stock's valuation (Forward PE: 10.3) is in line with its historical norms (10.8). Remarkably, the market is currently pricing in an annual earnings decline of 1.7% over the next few years. This pessimistic expectation contrasts with the company's recent 14.4% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, BCML is showing sideways momentum. The price is approaching resistance at $30.29. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: BCML has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $33.00 (+11.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, BCML is showing sideways momentum. The price is approaching resistance at $30.29. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: BCML has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $33.00 (+11.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Fair Price Range
$28.78 -
$29.78
Company Quality Score
60/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
73.8%
All Signals
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($33.00)
Fair Price Analysis
30-Day Fair Range
$28.78 -
$29.78
Current vs Fair Value
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$28.24
Resistance Level
$30.29
Current Trend
Sideways
Technical data as of
Mar 30, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.27
Wall Street Target
$33.00
(+11.4%)
Revenue Growth (YoY)
6.5%
Earnings Growth (YoY)
14.4%
Profit Margin
24.8%
Valuation Discount vs History
-1.7% cheaper
PE vs Historical
10.3 vs 10.8
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.7%
(market-implied from PE analysis)
1-Year Target
$29.12
(-2%)
2-Year Target
$28.62
(-3%)
3-Year Target
$28.13
(-5%)
3-Yr Target (if PE normalizes)
(PE: 10→11)
$29.58
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 9.4%)
$84.27
(+185%)
Base:
(SPY PE: 10.3, Growth: 9.4%)
$38.73
(+31%)
Bear:
(PE: 8.7, Growth: 9.4%)
$32.92
(+11%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 13.22 | Current EPS (TTM): $2.18
Bull Case
$41.93
(+42%)
Analyst growth 32.3%, PE expands to 14.5
Base Case
$38.12
(+29%)
Market implied 32.3%, PE stable at 13.2
Bear Case
$19.60
(-34%)
Severe decline -20.0%, PE contracts to 11.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 10.3 to 10.8
Stabilization Target:
$31.14
(+5.1%)
PE Expansion Potential:
+5.1%
Share & Embed Analysis
Last updated: March 31, 2026 1:55 AM ET
Data refreshes hourly during market hours. Next update: 2:55 AM
Data refreshes hourly during market hours. Next update: 2:55 AM
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Technical Signals Check
Is BCML showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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