BWB Stock Analysis: Buy, Sell, or Hold?
BWB - Bridgewater Bancshares, Inc. Common Stock
$17.64
0.06 (0.34%)
▲
5d:
+1.91%
30d:
-4.55%
90d:
-1.78%
BUY
HIGH Confidence
Analysis Updated: Mar 31, 2026 12:00 AM ET
Earnings: Apr 22, 2026
21d
Smart Money Accumulation
BWB is down 3.6% this week, but smart money is accumulating calls. Top strike: $22.5 2026-04-17 with 5 OI. Call ratio: 100% View Scanner →
Strength: 6.8/10
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: BWB appears deeply undervalued. Market expects -4.2% annual earnings decline despite 66% recent earnings growth. Contrarian opportunity at discount to historical valuation.
✅ BUY SIGNAL: BWB appears deeply undervalued. Market expects -4.2% annual earnings decline despite 66% recent earnings growth. Contrarian opportunity at discount to historical valuation.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$33.68
Based on 11.2% avg growth
INTRINSIC VALUE TODAY
$20.91
15.7% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: BWB is currently trading at $17.64, which is considered fair relative to its 30-day fair value range of $17.09 to $18.48. From a valuation perspective, the stock is trading at a discount (Forward PE: 7.9) compared to its historical average (9.0). Remarkably, the market is currently pricing in an annual earnings decline of 4.2% over the next few years. This pessimistic expectation contrasts with the company's recent 65.7% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, BWB is in a uptrend. The price is approaching resistance at $17.84. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: BWB has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $22.38 (+27.3%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, BWB is in a uptrend. The price is approaching resistance at $17.84. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: BWB has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $22.38 (+27.3%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Fair Price Range
$17.09 -
$18.48
Company Quality Score
62/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
86.5%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Options cheap (IV 0th percentile)
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 27.3% below Wall St target ($22.38)
Fair Price Analysis
30-Day Fair Range
$17.09 -
$18.48
Current vs Fair Value
FAIR
Expected Move (7 Days)
±$0.80
(4.6%)
Support & Resistance Levels
Support Level
$16.73
Resistance Level
$17.84
Current Trend
Uptrend
Technical data as of
Mar 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.93
Wall Street Target
$22.38
(+27.3%)
Revenue Growth (YoY)
36.8%
Earnings Growth (YoY)
65.7%
Profit Margin
33.6%
Valuation Discount vs History
-4.2% cheaper
PE vs Historical
7.9 vs 9.0
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-4.2%
(market-implied from PE analysis)
1-Year Target
$16.84
(-4%)
2-Year Target
$16.13
(-8%)
3-Year Target
$15.46
(-12%)
3-Yr Target (if PE normalizes)
(PE: 8→9)
$17.55
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 18.3%)
$81.98
(+366%)
Base:
(SPY PE: 7.9, Growth: 18.3%)
$29.08
(+65%)
Bear:
(PE: 6.7, Growth: 18.3%)
$24.72
(+41%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 11.37 | Current EPS (TTM): $1.49
Bull Case
$27.73
(+60%)
Analyst growth 48.8%, PE expands to 12.5
Base Case
$25.21
(+45%)
Market implied 48.8%, PE stable at 11.4
Bear Case
$11.52
(-34%)
Severe decline -20.0%, PE contracts to 9.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 7.9 to 9.0
Stabilization Target:
$19.96
(+13.5%)
PE Expansion Potential:
+13.5%
Share & Embed Analysis
Last updated: March 31, 2026 3:34 PM ET
Data refreshes hourly during market hours. Next update: 4:34 PM
Data refreshes hourly during market hours. Next update: 4:34 PM
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Technical Signals Check
Is BWB showing a specific setup today?
Insider Activity (6 Months)
2
Buys
17
Sells
Net
INSIDERS SELLING
Recent Transactions
Thomas P Trutna
SELL
13000 shares
2026-02-10
Jeffrey D Shellberg
SELL
9838 shares
2026-02-06
James S Johnson
SELL
4712 shares
2026-02-05
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Advanced BWB Option Strategies
Professional options setups generated by AI based on today's BWB price and gamma walls.
