CCB Stock Analysis: Buy, Sell, or Hold?
CCB - Coastal Financial Corporation
$95.78
-5.03 (-4.99%)
▼
WAIT
LOW Confidence
Last Updated: January 30, 2026
Earnings: Feb 03, 2026
2d
Get Alerted When CCB Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
⏸️ WAIT FOR STABILIZATION: CCB is down 14.0% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.
⏸️ WAIT FOR STABILIZATION: CCB is down 14.0% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$217.35
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$134.96
29.0% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 18.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: CCB is currently trading at $95.78, which is considered oversold relative to its 30-day fair value range of $106.78 to $118.31. The stock's valuation (Forward PE: 16.6) is in line with its historical norms (18.4). Remarkably, the market is currently pricing in an annual earnings decline of 3.3% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, CCB is showing sideways momentum. The price is currently testing key support at $93.40. A bounce from this level would confirm strength, while a break below could signal further downside. Short-term momentum is weak, with the stock down 5.0% recently.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $138.00 (+36.9%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, CCB is showing sideways momentum. The price is currently testing key support at $93.40. A bounce from this level would confirm strength, while a break below could signal further downside. Short-term momentum is weak, with the stock down 5.0% recently.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $138.00 (+36.9%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
OVERSOLD
Fair Price Range
$106.78 -
$118.31
Company Quality Score
44/100
(HOLD)
Options IV Signal
50th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
73.8%
Protect Your Profits
Holding CCB? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Options fairly priced (IV 50th percentile)
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BEARISH: Downward momentum (-5.0%)
- BULLISH: Trading 36.9% below Wall St target ($138.00)
- WARNING: Recommendation downgraded due to -14.0% 5-day decline - wait for stabilization
Fair Price Analysis
30-Day Fair Range
$106.78 -
$118.31
Current vs Fair Value
OVERSOLD
Expected Move (7 Days)
±$4.77
(5.0%)
Support & Resistance Levels
Support Level
$93.40
Resistance Level
$117.93
Current Trend
Sideways
Fundamental Context
Forward P/E (Next Year Est.)
16.62
Wall Street Target
$138.00
(+36.9%)
Revenue Growth (YoY)
9.0%
Earnings Growth (YoY)
-9.3%
Profit Margin
13.9%
Valuation Discount vs History
-3.3% cheaper
PE vs Historical
16.6 vs 18.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-3.3%
(market-implied from PE analysis)
1-Year Target
$97.48
(-3%)
2-Year Target
$94.27
(-7%)
3-Year Target
$91.16
(-10%)
3-Yr Target (if PE normalizes)
(PE: 17→18)
$100.93
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 87.1%)
$456.54
(+353%)
Base:
(SPY PE: 16.6, Growth: 87.1%)
$340.23
(+238%)
Bear:
(PE: 14.1, Growth: 87.1%)
$289.20
(+187%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (32x PE), but valuation improves significantly next year (17x PE) as earnings recover.
Trailing PE: 31.75 | Current EPS (TTM): $3.18
Bull Case
$211.82
(+121%)
Analyst growth 90.8%, PE expands to 34.9
Base Case
$192.57
(+101%)
Market implied 90.8%, PE stable at 31.8
Bear Case
$68.65
(-28%)
Severe decline -20.0%, PE contracts to 27.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 16.6 to 18.4
Stabilization Target:
$111.61
(+10.7%)
PE Expansion Potential:
+10.7%
Last updated: January 30, 2026 10:53 PM ET
Data refreshes hourly during market hours. Next update: 11:53 PM
Data refreshes hourly during market hours. Next update: 11:53 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is CCB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
12
Sells
Net
INSIDERS SELLING
Recent Transactions
Joel G Edwards
SELL
9425 shares
2025-09-18
Eric M Sprink
SELL
10683 shares
2025-09-18
Eric M Sprink
SELL
5000 shares
2025-09-17
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
USB
U.S. Bancorp |
BUY
24 analysts |
$62 | 63 BUY |
|
FITB
Fifth Third Bancorp |
BUY
24 analysts |
$56 | 63 BUY |
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 58 HOLD |
|
WBS
Webster Financial Corpor… |
STRONG BUY
16 analysts |
$75 | 59 HOLD |
|
CFG
Citizens Financial Group… |
BUY
21 analysts |
$71 | 59 HOLD |
Advanced CCB Option Strategies
Professional options setups generated by AI based on today's CCB price and gamma walls.
