CFBK Stock Analysis: Buy, Sell, or Hold?
CFBK - CF Bankshares Inc. Common Stock
$27.91
0.11 (0.40%)
▲
5d:
-1.1%
30d:
-8.01%
90d:
+11.33%
HOLD
MODERATE Confidence
Analysis Updated: Mar 31, 2026 12:00 AM ET
Earnings: May 05, 2026
Get Alerted When CFBK Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: CFBK shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: CFBK shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$45.77
Based on 10.5% avg growth
INTRINSIC VALUE TODAY
$28.42
1.8% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: CFBK is currently trading at $27.91, which is considered slightly low relative to its 30-day fair value range of $27.90 to $30.35. The stock's valuation (Forward PE: 7.5) is in line with its historical norms (7.5). Remarkably, the market is currently pricing in an annual earnings decline of 0.1% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, CFBK is in a strong uptrend. The price is approaching resistance at $28.56. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: CFBK has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, CFBK is in a strong uptrend. The price is approaching resistance at $28.56. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: CFBK has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Fair Price Range
$27.90 -
$30.35
Company Quality Score
56/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
52.4%
All Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($29.00)
Fair Price Analysis
30-Day Fair Range
$27.90 -
$30.35
Current vs Fair Value
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$26.93
Resistance Level
$28.56
Current Trend
Strong Uptrend
Technical data as of
Mar 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.50
Wall Street Target
$29.00
(+3.9%)
Revenue Growth (YoY)
-16.5%
Earnings Growth (YoY)
-44.6%
Profit Margin
32.0%
Valuation Discount vs History
-0.1% cheaper
PE vs Historical
7.5 vs 7.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.1%
(market-implied from PE analysis)
1-Year Target
$27.88
(0%)
2-Year Target
$27.85
(0%)
3-Year Target
$27.83
(0%)
3-Yr Target (if PE normalizes)
(PE: 8→8)
PE COMPRESSION
$27.82
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 17.0%)
$133.10
(+377%)
Base:
(SPY PE: 7.5, Growth: 17.0%)
$44.68
(+60%)
Bear:
(PE: 6.4, Growth: 17.0%)
$37.98
(+36%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (9x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 9.12 | Current EPS (TTM): $2.49
Bull Case
$37.32
(+33%)
Analyst growth 49.4%, PE expands to 10.0
Base Case
$33.93
(+21%)
Market implied 49.4%, PE stable at 9.1
Bear Case
$15.44
(-45%)
Severe decline -20.0%, PE contracts to 7.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: March 31, 2026 10:18 PM ET
Data refreshes hourly during market hours. Next update: 11:18 PM
Data refreshes hourly during market hours. Next update: 11:18 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is CFBK showing a specific setup today?
Insider Activity (6 Months)
5
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Bradley J Ringwald
BUY
1000 shares
2025-12-16
Robert E Hoeweler
BUY
1000 shares
2025-12-15
Kevin J Beerman
BUY
217 shares
2025-12-12
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
FITB
Fifth Third Bancorp |
BUY
24 analysts |
$57 | 57 HOLD |
|
KEY
KeyCorp |
BUY
24 analysts |
$25 | 60 BUY |
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$21 | 57 HOLD |
|
NU
Nu Holdings Ltd |
BUY
20 analysts |
$20 | 66 BUY |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$57 | 58 HOLD |
