CFBK Stock Analysis: Buy, Sell, or Hold?
CFBK - CF Bankshares Inc. Common Stock
$30.58
1.47 (5.05%)
▲
5d:
+6.07%
30d:
+22.57%
90d:
+29.52%
HOLD
MODERATE Confidence
Last Updated: February 2, 2026
Earnings: Feb 11, 2026
7d
Get Alerted When CFBK Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: CFBK trades at premium valuation expecting 5.5% growth. Hold existing positions but don't chase. Wait for better entry.
📊 HOLD: CFBK trades at premium valuation expecting 5.5% growth. Hold existing positions but don't chase. Wait for better entry.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$42.71
Based on 10.5% avg growth
INTRINSIC VALUE TODAY
$26.52
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: CFBK is currently trading at $30.58, which is considered extended relative to its 30-day fair value range of $25.56 to $29.01. From a valuation perspective, the stock is trading at a premium (Forward PE: 8.2) compared to its historical average (7.0). At these levels, the market is pricing in 5.5% annual earnings growth.
Technical Outlook: Technically, CFBK is in a uptrend. The price is approaching resistance at $30.60. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 5.0% recently.
Market Sentiment: CFBK has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, CFBK is in a uptrend. The price is approaching resistance at $30.60. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 5.0% recently.
Market Sentiment: CFBK has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Fair Price Range
$25.56 -
$29.01
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BEARISH: Price extended above range (+5.4% above fair value)
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+5.0%)
- BEARISH: Trading above Wall St target ($29.00)
- BULLISH: Expecting earnings turnaround to 5.5% growth with -16.5% revenue growth
Fair Price Analysis
30-Day Fair Range
$25.56 -
$29.01
Current vs Fair Value
EXTENDED
Support & Resistance Levels
Support Level
$27.80
Resistance Level
$30.60
Current Trend
Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
8.22
Wall Street Target
$29.00
(-5.2%)
Revenue Growth (YoY)
-16.5%
Earnings Growth (YoY)
-44.6%
Profit Margin
32.0%
Valuation Premium vs History
+5.5% premium
PE vs Historical
8.2 vs 7.0
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+5.5%
(market-implied from PE analysis)
1-Year Target
$32.26
(+6%)
2-Year Target
$34.04
(+11%)
3-Year Target
$35.91
(+17%)
3-Yr Target (if PE normalizes)
(PE: 8→7)
PE COMPRESSION
$30.58
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 17.0%)
$132.80
(+334%)
Base:
(SPY PE: 8.2, Growth: 17.0%)
$48.95
(+60%)
Bear:
(PE: 7.0, Growth: 17.0%)
$41.61
(+36%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (9x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 9.12 | Current EPS (TTM): $2.49
Bull Case
$37.32
(+22%)
Analyst growth 49.4%, PE expands to 10.0
Base Case
$33.93
(+11%)
Market implied 49.4%, PE stable at 9.1
Bear Case
$15.44
(-50%)
Severe decline -20.0%, PE contracts to 7.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Last updated: February 02, 2026 9:07 PM ET
Data refreshes hourly during market hours. Next update: 10:07 PM
Data refreshes hourly during market hours. Next update: 10:07 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is CFBK showing a specific setup today?
Insider Activity (6 Months)
0
Buys
3
Sells
Net
INSIDERS SELLING
Recent Transactions
Timothy T O'dell
SELL
10833 shares
2025-08-20
Timothy T O'dell
SELL
210 shares
2025-08-14
Timothy T O'dell
SELL
8957 shares
2025-08-13
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$230 | 66 BUY |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$103 | 57 HOLD |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$56 | 66 BUY |
|
FHN
First Horizon National C… |
BUY
16 analysts |
$27 | 63 BUY |
|
SSB
SouthState Corporation |
STRONG BUY
11 analysts |
$119 | 60 HOLD |
