CLOV Stock Analysis: Buy, Sell, or Hold?

CLOV - Clover Health Investments, Corp

HOSPITAL & MEDICAL SERVICE PLANS
$2.24
-0.03 (-1.32%) β–Ό
WAIT
LOW Confidence
Protect Your CLOV Gains
Last Updated: January 30, 2026
Earnings: Feb 26, 2026 25d

Get Alerted When CLOV Hits Your Target Price

Join 10,000+ traders who never miss a move

You're in! Check your email to confirm and set your target price.
100% Free No spam, ever Unsubscribe anytime

Interactive Price Chart (1 Month)

Loading chart...

Loading historical data...

πŸ’‘
Bottom Line:
⏸️ WAIT FOR STABILIZATION: CLOV is down 13.5% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.

In-depth Analysis How we analyze

Valuation Analysis: CLOV is currently trading at $2.24, which is considered oversold relative to its 30-day fair value range of $2.39 to $2.64. From a valuation perspective, the stock is trading at a discount (Forward PE: 37.8) compared to its historical average (42.4). Remarkably, the market is currently pricing in an annual earnings decline of 3.7% over the next few years. This aligns with recent fundamental challenges.

Technical Outlook: Technically, CLOV is in a downtrend. The price is currently testing key support at $2.21. A bounce from this level would confirm strength, while a break below could signal further downside.

Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $3.23 (+42.4%). Current signals suggest waiting for a better entry point before initiating new positions.

Quick Decision Summary

Current Position OVERSOLD
Fair Price Range $2.39 - $2.64
Company Quality Score 52/100 (HOLD)
Volume Confirmation HIGH
Confidence Score 79.5%

Protect Your Profits

Holding CLOV? Use our AI-powered strategies to protect your downside while keeping your long-term position.

View Profit Protection Plan

All Signals

  • BULLISH: Price oversold vs 30-day range
  • NEUTRAL: Mixed technical signals (40/100)
  • BULLISH: High volume confirmation
  • BULLISH: Trading 42.4% below Wall St target ($3.23)
  • WARNING: Recommendation downgraded due to -13.5% 5-day decline - wait for stabilization

Fair Price Analysis

30-Day Fair Range $2.39 - $2.64
Current vs Fair Value OVERSOLD

Support & Resistance Levels

Support Level $2.21
Resistance Level $2.73
Current Trend Downtrend

Fundamental Context

Forward P/E (Next Year Est.) 37.83
Wall Street Target $3.23 (+42.4%)
Revenue Growth (YoY) 50.1%
Profit Margin -3.3%
Valuation Discount vs History -3.7% cheaper
PE vs Historical 37.8 vs 42.4 CHEAP
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): -3.7% (market-implied from PE analysis)
1-Year Target $2.19 (-4%)
2-Year Target $2.11 (-7%)
3-Year Target $2.03 (-11%)
3-Yr Target (if PE normalizes) (PE: 38β†’42) $2.27 (+0%)
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 37.8, Growth: 50.0%) $7.66 (+238%)
Base: (SPY PE: 22.3, Growth: 50.0%) $4.52 (+99%)
Bear: (PE: 19.0, Growth: 50.0%) $3.84 (+69%)
πŸ’‘ Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 37.8 to 42.4
Stabilization Target: $2.54 (+12.1%)
PE Expansion Potential: +12.1%
Last updated: January 31, 2026 3:24 AM ET
Data refreshes hourly during market hours. Next update: 4:24 AM
πŸ”₯ Top Stocks Breaking Out Now
Ticker Score Recommendation Change %
Insider Activity (6 Months)
1
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Anna U Loengard BUY 26500 shares 2025-08-13

Top Rated Healthcare Plans Stocks

Top-rated stocks in Healthcare Plans by analyst ratings.

Stock Analyst Consensus Analyst Target Tradestie Score
CVS
CVS Health Corp
STRONG BUY
28 analysts
$95 61 BUY
CI
Cigna Corp
STRONG BUY
25 analysts
$327 58 HOLD
UNH
UnitedHealth Group Incor…
STRONG BUY
27 analysts
$394 47 HOLD
ELV
Elevance Health Inc
STRONG BUY
22 analysts
$395 53 HOLD
HUM
Humana Inc
HOLD
26 analysts
$288 62 BUY

Advanced CLOV Option Strategies

Professional options setups generated by AI based on today's CLOV price and gamma walls.

Iron Condor Bull Call Bear Put Collar

More Analysis for CLOV

CLOV Technical Chart CLOV Price Prediction CLOV Earnings Date CLOV Investment Advisor CLOV Fair Price Analyzer CLOV Options Advisor CLOV Options Chain CLOV Options Analysis CLOV Competitors
Live Trades
From trading groups
Loading trades...
View All Live Trades See Trader Consensus & Signals