EGBN Stock Analysis: Buy, Sell, or Hold?

EGBN - Eagle Bancorp Inc

STATE COMMERCIAL BANKS
$27.27
0.51 (1.91%) ▲
5d: +3.65%
30d: +27.31%
90d: +62.71%
BUY
MODERATE Confidence
Last Updated: February 2, 2026
Earnings: Apr 22, 2026

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Interactive Price Chart (1 Month)

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💡
Bottom Line:
💡 BUY OPPORTUNITY: EGBN shows positive signals but monitor for confirmation. Market pricing in 5.7% decline. Moderate conviction.

Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

0% (Stagnation) 50% (Hyper Growth)
EST. PRICE IN 2031
$63.48
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$39.42
30.8% Margin of Safety

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.8x Exit PE.

In-depth Analysis How we analyze

Valuation Analysis: EGBN is currently trading at $27.27, which is considered extended relative to its 30-day fair value range of $20.98 to $25.78. From a valuation perspective, the stock is trading at a discount (Forward PE: 10.7) compared to its historical average (12.8). Remarkably, the market is currently pricing in an annual earnings decline of 5.7% over the next few years. This aligns with recent fundamental challenges.

Technical Outlook: Technically, EGBN is in a uptrend. Immediate support is located at $22.12, while resistance sits at $29.26.

Market Sentiment: EGBN has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. In the options market, Implied Volatility is low (17th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.

Quick Decision Summary

Current Position EXTENDED
Fair Price Range $20.98 - $25.78
Company Quality Score 56/100 (HOLD)
Options IV Signal 17th percentile (COMPLACENCY WARNING)
Volume Confirmation HIGH
Confidence Score 61.5%

All Signals

  • BEARISH: Price extended above range (+5.8% above fair value)
  • BULLISH: Options cheap (IV 17th percentile)
  • BULLISH: Strong technical setup (60/100)
  • BULLISH: High volume confirmation
  • NEUTRAL: Near Wall St target ($26.00)

Fair Price Analysis

30-Day Fair Range $20.98 - $25.78
Current vs Fair Value EXTENDED
Expected Move (7 Days) ±$1.60 (5.9%)

Support & Resistance Levels

Support Level $22.12
Resistance Level $29.26
Current Trend Uptrend

Fundamental Context

Forward P/E (Next Year Est.) 10.71
Wall Street Target $26.00 (-4.7%)
Revenue Growth (YoY) 0.8%
Earnings Growth (YoY) -50.8%
Valuation Discount vs History -5.7% cheaper
PE vs Historical 10.7 vs 12.8 CHEAP
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): -5.7% (market-implied from PE analysis)
1-Year Target $25.72 (-6%)
2-Year Target $24.25 (-11%)
3-Year Target $22.87 (-16%)
3-Yr Target (if PE normalizes) (PE: 11→13) $27.34 (+0%)
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 22.3, Growth: 46.4%) $178.06 (+553%)
Base: (SPY PE: 10.7, Growth: 46.4%) $85.50 (+214%)
Bear: (PE: 9.1, Growth: 46.4%) $72.68 (+167%)
💡 Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 10.7 to 12.8
Stabilization Target: $32.60 (+19.5%)
PE Expansion Potential: +19.5%
Last updated: February 02, 2026 7:56 PM ET
Data refreshes hourly during market hours. Next update: 8:56 PM
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Ticker Score Recommendation Change %
Technical Signals Check
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL

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