FCCO Stock Analysis: Buy, Sell, or Hold?
FCCO - First Community Corp
$29.32
0.27 (0.93%)
▲
HOLD
MODERATE Confidence
Last Updated: January 30, 2026
Earnings: Apr 21, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: FCCO shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: FCCO shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$41.99
Based on 5.9% avg growth
INTRINSIC VALUE TODAY
$26.07
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FCCO is currently trading at $29.32, which is considered fair relative to its 30-day fair value range of $29.05 to $29.91. The stock's valuation (Forward PE: 9.3) is in line with its historical norms (10.1). Remarkably, the market is currently pricing in an annual earnings decline of 2.8% over the next few years. This pessimistic expectation contrasts with the company's recent 34.0% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, FCCO is in a uptrend. Immediate support is located at $27.89, while resistance sits at $30.99.
Market Sentiment: FCCO has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $32.67 (+12.4%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, FCCO is in a uptrend. Immediate support is located at $27.89, while resistance sits at $30.99.
Market Sentiment: FCCO has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $32.67 (+12.4%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
FAIR
Fair Price Range
$29.05 -
$29.91
Company Quality Score
52/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
47.6%
Protect Your Profits
Holding FCCO? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- NEUTRAL: Price in fair range
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($32.67)
Fair Price Analysis
30-Day Fair Range
$29.05 -
$29.91
Current vs Fair Value
FAIR
Support & Resistance Levels
Support Level
$27.90
Resistance Level
$30.99
Current Trend
Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
9.28
Wall Street Target
$32.67
(+12.4%)
Revenue Growth (YoY)
18.1%
Earnings Growth (YoY)
34.0%
Profit Margin
24.8%
Valuation Discount vs History
-2.8% cheaper
PE vs Historical
9.3 vs 10.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-2.8%
(market-implied from PE analysis)
1-Year Target
$28.24
(-3%)
2-Year Target
$27.45
(-6%)
3-Year Target
$26.68
(-8%)
3-Yr Target (if PE normalizes)
(PE: 9→10)
$29.03
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 7.7%)
$87.15
(+200%)
Base:
(SPY PE: 9.3, Growth: 7.7%)
$36.27
(+25%)
Bear:
(PE: 7.9, Growth: 7.7%)
$30.83
(+6%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 11.91 | Current EPS (TTM): $2.40
Bull Case
$38.08
(+31%)
Analyst growth 21.1%, PE expands to 13.1
Base Case
$34.61
(+19%)
Market implied 21.1%, PE stable at 11.9
Bear Case
$19.43
(-33%)
Severe decline -20.0%, PE contracts to 10.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 9.3 to 10.1
Stabilization Target:
$31.61
(+8.8%)
PE Expansion Potential:
+8.8%
Last updated: January 30, 2026 5:41 PM ET
Data refreshes hourly during market hours. Next update: 6:41 PM
Data refreshes hourly during market hours. Next update: 6:41 PM
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Technical Signals Check
Is FCCO showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Roderick M Todd Jr
SELL
1679 shares
2025-09-11
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Advanced FCCO Option Strategies
Professional options setups generated by AI based on today's FCCO price and gamma walls.
