FFBC Stock Analysis: Buy, Sell, or Hold?
FFBC - First Financial Bancorp
$28.74
-0.06 (-0.21%)
▼
HOLD
MODERATE Confidence
Last Updated: January 30, 2026
Earnings: Apr 16, 2026
Get Alerted When FFBC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: FFBC is fairly valued with market pricing in 3.6% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: FFBC is fairly valued with market pricing in 3.6% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$35.05
Based on 6.3% avg growth
INTRINSIC VALUE TODAY
$21.76
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FFBC is currently trading at $28.74, which is considered extended relative to its 30-day fair value range of $25.29 to $27.34. From a valuation perspective, the stock is trading at a premium (Forward PE: 9.1) compared to its historical average (8.2). At these levels, the market is pricing in 3.6% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, FFBC is in a uptrend. The price is approaching resistance at $28.89. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: FFBC has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, FFBC is in a uptrend. The price is approaching resistance at $28.89. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: FFBC has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Fair Price Range
$25.29 -
$27.34
Company Quality Score
66/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
53.3%
Protect Your Profits
Holding FFBC? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BEARISH: Price extended above range (+5.1% above fair value)
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($30.00)
- NEUTRAL: Market pricing in 3.6% annual earnings growth - fairly valued
Fair Price Analysis
30-Day Fair Range
$25.29 -
$27.34
Current vs Fair Value
EXTENDED
Support & Resistance Levels
Support Level
$26.22
Resistance Level
$28.90
Current Trend
Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
9.12
Wall Street Target
$30.00
(+4.2%)
Revenue Growth (YoY)
18.0%
Earnings Growth (YoY)
36.4%
Profit Margin
31.6%
Valuation Premium vs History
+3.6% premium
PE vs Historical
9.1 vs 8.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.6%
(market-implied from PE analysis)
1-Year Target
$29.84
(+4%)
2-Year Target
$30.91
(+7%)
3-Year Target
$32.02
(+11%)
3-Yr Target (if PE normalizes)
(PE: 9→8)
PE COMPRESSION
$28.80
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 8.5%)
$89.86
(+212%)
Base:
(SPY PE: 9.1, Growth: 8.5%)
$36.74
(+28%)
Bear:
(PE: 7.8, Growth: 8.5%)
$31.23
(+8%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (10x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 10.07 | Current EPS (TTM): $2.70
Bull Case
$35.00
(+22%)
Analyst growth 17.0%, PE expands to 11.1
Base Case
$31.82
(+11%)
Market implied 17.0%, PE stable at 10.1
Bear Case
$18.50
(-36%)
Severe decline -20.0%, PE contracts to 8.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Last updated: January 31, 2026 12:00 AM ET
Data refreshes hourly during market hours. Next update: 1:00 AM
Data refreshes hourly during market hours. Next update: 1:00 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is FFBC showing a specific setup today?
Insider Activity (6 Months)
1
Buys
2
Sells
Net
INSIDERS SELLING
Recent Transactions
Anne L Arvia
BUY
618 shares
2025-09-30
Thomas Murray Obrien
SELL
7383 shares
2025-08-22
Archie M Brown
SELL
12500 shares
2025-08-14
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
USB
U.S. Bancorp |
BUY
24 analysts |
$62 | 63 BUY |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$246 | 63 BUY |
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 58 HOLD |
|
WBS
Webster Financial Corpor… |
STRONG BUY
16 analysts |
$75 | 59 HOLD |
|
CFG
Citizens Financial Group… |
BUY
21 analysts |
$71 | 59 HOLD |
Advanced FFBC Option Strategies
Professional options setups generated by AI based on today's FFBC price and gamma walls.
