FFIC Stock Analysis: Buy, Sell, or Hold?
FFIC - Flushing Financial Corp
$15.79
0.03 (0.19%)
▲
BUY
HIGH Confidence
Last Updated: January 30, 2026
Earnings: Apr 28, 2026
Get Alerted When FFIC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: FFIC shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: FFIC shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$24.80
Based on 7.2% avg growth
INTRINSIC VALUE TODAY
$15.40
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FFIC is currently trading at $15.79, which is considered fair relative to its 30-day fair value range of $14.86 to $16.32. The stock's valuation (Forward PE: 9.0) is in line with its historical norms (10.0). Remarkably, the market is currently pricing in an annual earnings decline of 3.5% over the next few years. This pessimistic expectation contrasts with the company's recent 0.2% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, FFIC is in a strong uptrend. Immediate support is located at $15.04, while resistance sits at $16.73.
Market Sentiment: FFIC has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, FFIC is in a strong uptrend. Immediate support is located at $15.04, while resistance sits at $16.73.
Market Sentiment: FFIC has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Fair Price Range
$14.86 -
$16.32
Company Quality Score
59/100
(HOLD)
Options IV Signal
50th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
76.9%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Options fairly priced (IV 50th percentile)
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($16.00)
Fair Price Analysis
30-Day Fair Range
$14.86 -
$16.32
Current vs Fair Value
FAIR
Expected Move (7 Days)
±$0.81
(5.1%)
Support & Resistance Levels
Support Level
$15.04
Resistance Level
$16.74
Current Trend
Strong Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
9.01
Wall Street Target
$16.00
(+1.5%)
Revenue Growth (YoY)
13.3%
Earnings Growth (YoY)
0.2%
Profit Margin
-23.9%
Valuation Discount vs History
-3.5% cheaper
PE vs Historical
9.0 vs 10.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-3.5%
(market-implied from PE analysis)
1-Year Target
$15.21
(-4%)
2-Year Target
$14.68
(-7%)
3-Year Target
$14.16
(-10%)
3-Yr Target (if PE normalizes)
(PE: 9→10)
$15.73
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 10.5%)
$52.69
(+234%)
Base:
(SPY PE: 9.0, Growth: 10.5%)
$21.28
(+35%)
Bear:
(PE: 7.7, Growth: 10.5%)
$18.09
(+15%)
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 9.0 to 10.0
Stabilization Target:
$17.50
(+11.0%)
PE Expansion Potential:
+11.0%
Last updated: January 31, 2026 7:40 AM ET
Data refreshes hourly during market hours. Next update: 8:40 AM
Data refreshes hourly during market hours. Next update: 8:40 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is FFIC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
KEY
KeyCorp |
BUY
24 analysts |
$24 | 58 HOLD |
|
FNB
F.N.B. Corp |
STRONG BUY
9 analysts |
$20 | 60 BUY |
|
SSB
SouthState Corporation |
STRONG BUY
11 analysts |
$115 | 63 BUY |
|
FHN
First Horizon National C… |
BUY
16 analysts |
$27 | 57 HOLD |
|
ZION
Zions Bancorporation |
SELL
23 analysts |
$65 | 56 HOLD |
Advanced FFIC Option Strategies
Professional options setups generated by AI based on today's FFIC price and gamma walls.
