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FICO Stock Price Prediction 2026

Fair Isaac Corporation

$1450.91
$-12.26 (-0.84%)

AI-powered price predictions based on fundamental analysis and growth projections

Last Updated: February 2, 2026

FICO Price Forecast 2026: Our AI models project that FICO stock will fall to approximately $1305.82 by 2026. This represents a potential 10.0% contraction from the current trading price of $1450.91. The overall market sentiment for FICO is currently bearish, based on a combination of proprietary technical signals and fundamental analysis.

Fundamental Analysis: Trading at a P/E ratio of 54.1, with its most recent quarterly earnings growing by 0.1%. FICO shows a complex fundamental profile. Our model evaluates these metrics alongside sector peers and historical performance to derive the 2026 price target. If the company exceeds its current growth projections, there may be further upside beyond our base case scenario.

Technical Outlook: The stock is technically in a downtrend phase. The Relative Strength Index (RSI) is currently 29.2, which suggests the stock is in oversold territory. Traders should monitor key support and resistance levels closely, as a breakout or breakdown from current price consolidation will be the primary catalyst for the stock reaching the 2026 predicted target.

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AI TRADING RECOMMENDATION
Evaluate position
Key Signals:
  • Volume showing distribution (CMF: -0.113)
  • Recent pattern: Doji - Indecision pattern
  • Price near support at $1457.01
MACD: Bearish | Volume: Distribution
Fair Value Estimate
+11.8% Undervalued
Fair Value: $1622.74 (Current: $1450.91)

Based on PEG ratio analysis, this stock appears undervalued at current levels. The fair value estimate suggests 11.8% upside potential.

PEG Ratio
0.89
Attractive
Current P/E
35.46
Fair P/E
39.66
Earnings Growth
39.8%
📉

Volume Trend: Distribution

Selling Pressure Present - Distribution pattern observed

Chaikin Money Flow (CMF): -0.113
Money Flow Index (MFI): 14.4

Negative CMF indicates money flowing out of the stock. Exercise caution as this may signal distribution.

Options Analysis: 1-Year Target Strategy

Score: 60/100

Analysts project the stock to decline. Options analysis identifies premium selling opportunities (covered calls, credit spreads).

SELL PREMIUM - Good covered call opportunity. Analysts bearish with 10.0% downside target.
Growth Target (1Y)
$1305.82
-10.0% (below current)
Best Strike Found
$1470.00
Exp: Jan. 15, 2027, midnight
Call Premium
$292.00
20.1% of stock price
Breakeven Price
$1762.00
⚠ Above target
Implied Probability
60.3%
Market's confidence
Value Score
-100.0
Overpriced
📉
STRONG SELL
Analysts expect stock to decline - Sell calls to collect premium
Seller's Advantage:
Premium Collected
$292.00
Profit if Target Hits
$292.00
ROI if Target Hits
+100.0%
Why This Works: Buyers lose 100.0% even if target hits. Premium is overpriced for -10.0% move.
Suggested Strategies: Covered Call (safest) Naked Call (risky) Credit Spread (defined risk)
Open Interest: 1 | Volume: 1
Data as of: Feb 02, 2026
How to Use This Analysis: Value Score shows profitability if the 1-year growth target is reached. Positive score = profitable for buyers. Negative score = profit opportunity for premium sellers (covered calls, credit spreads).
Price Targets by Timeframe
AI-based growth projections (not Wall Street analyst targets)
Timeframe Target Price Potential Return
30 Days $1439.30 -0.8%
90 Days $1414.64 -2.5%
6 Months $1378.37 -5.0%
1 Year $1305.82 -10.0%
2 Years EXTENDED $1175.24 -19.0%
3 Years EXTENDED $1057.71 -27.1%

More FICO Analysis

Why is FICO Moving? Buy or Sell FICO? FICO Full Analysis FICO Trendline Analysis
FICO Price Prediction Trendline

Scenario Analysis (1-Year Outlook)

Bull Case
30% Probability
$1632.27 (+12.5%)

Best case scenario if strong fundamentals and market conditions align

Base Case
50% Probability
$1305.82 (+-10.0%)

Expected scenario based on current growth trajectory

Bear Case
20% Probability
$914.07 (-37.0%)

Downside scenario if market headwinds or disappointing results

Technical Indicators

RSI (14)
29.2
Oversold
MACD Signal
Bearish
Trend
Downtrend
Money Flow (CMF)
-0.11

Key Fundamentals

P/E Ratio
54.05
Forward P/E
35.46
P/S Ratio (TTM)
16.83x
High Premium
Revenue Growth (QoQ)
0.2%
Earnings Growth (QoQ)
0.1%
Market Cap
$34,710M
Analyst Target
$2028.42
52-Week High
$1457.01
52-Week Low
$1447.89

Frequently Asked Questions

What is the FICO stock price prediction for 2026?

Based on our AI analysis, FICO is predicted to reach $1305.82 by 2026, representing a potential 10.0% decrease from the current price of $1450.91.

Is FICO stock a good buy right now?

Our analysis suggests FICO is a "AVOID" based on current technical and fundamental indicators. With a projected 10.0% downside, investors should consider their risk tolerance and investment horizon.

What is FICO 52-week high and low?

FICO has a 52-week high of $1457.01 and a 52-week low of $1447.89. The stock is currently trading 0.4% below its 52-week high.

What is the technical analysis for FICO?

FICO is currently in a downtrend trend. The RSI of 29.2 indicates the stock is oversold. Traders should monitor support and resistance levels for potential entry points.

Where will FICO stock be in 3 years?

Our long-term projection estimates FICO could reach $1057.71 by 2028, representing a 27.1% decline from current levels. Long-term predictions carry more uncertainty.

Investment Disclaimer: These price predictions are generated using AI models and historical data. They are not financial advice and should not be the sole basis for investment decisions. Past performance does not guarantee future results. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
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