FNWD Stock Analysis: Buy, Sell, or Hold?

FNWD - Finward Bancorp Common Stock

SAVINGS INSTITUTION, FEDERALLY CHARTERED
$37.02
0.38 (1.02%) ▲
5d: +1.48%
30d: +5.2%
90d: +6.01%
HOLD
MODERATE Confidence
Last Updated: February 2, 2026
Earnings: Apr 28, 2026

Get Alerted When FNWD Hits Your Target Price

Join 10,000+ traders who never miss a move

You're in! Check your email to confirm and set your target price.
100% Free No spam, ever Unsubscribe anytime

Interactive Price Chart (1 Month)

Loading chart...

Loading historical data...

💡
Bottom Line:
📊 HOLD: FNWD shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.

Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

0% (Stagnation) 50% (Hyper Growth)
EST. PRICE IN 2031
$65.03
Based on 9.3% avg growth
INTRINSIC VALUE TODAY
$40.38
8.3% Margin of Safety

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 13.8x Exit PE.

In-depth Analysis How we analyze

Valuation Analysis: FNWD is currently trading at $37.02, which is considered extended relative to its 30-day fair value range of $34.73 to $36.79. From a valuation perspective, the stock is trading at a discount (Forward PE: 12.2) compared to its historical average (13.8). Remarkably, the market is currently pricing in an annual earnings decline of 4.0% over the next few years. This aligns with recent fundamental challenges.

Technical Outlook: Technically, FNWD is in a strong uptrend. Immediate support is located at $34.76, while resistance sits at $38.74.

Market Sentiment: FNWD has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.

Quick Decision Summary

Current Position EXTENDED
Fair Price Range $34.73 - $36.79
Company Quality Score 58/100 (HOLD)
Volume Confirmation HIGH
Confidence Score 57.1%

All Signals

  • BEARISH: Price extended above range
  • BULLISH: Strong technical setup (60/100)
  • BULLISH: High volume confirmation
  • NEUTRAL: Near Wall St target ($38.50)

Fair Price Analysis

30-Day Fair Range $34.73 - $36.79
Current vs Fair Value EXTENDED

Support & Resistance Levels

Support Level $34.76
Resistance Level $38.74
Current Trend Strong Uptrend

Fundamental Context

Forward P/E (Next Year Est.) 12.22
Wall Street Target $38.50 (+4.0%)
Revenue Growth (YoY) -1.9%
Earnings Growth (YoY) -5.6%
Profit Margin 12.2%
Valuation Discount vs History -4.0% cheaper
PE vs Historical 12.2 vs 13.8 CHEAP
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): -4.0% (market-implied from PE analysis)
1-Year Target $35.54 (-4%)
2-Year Target $34.12 (-8%)
3-Year Target $32.75 (-12%)
3-Yr Target (if PE normalizes) (PE: 12→14) $36.99 (0%)
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 22.3, Growth: 14.6%) $101.58 (+174%)
Base: (SPY PE: 12.2, Growth: 14.6%) $55.65 (+50%)
Bear: (PE: 10.4, Growth: 14.6%) $47.30 (+28%)
📈 Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (19x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 18.59 | Current EPS (TTM): $1.88
Bull Case $61.96 (+69%)
Analyst growth 61.2%, PE expands to 20.5
Base Case $56.33 (+54%)
Market implied 61.2%, PE stable at 18.6
Bear Case $23.77 (-35%)
Severe decline -20.0%, PE contracts to 15.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡 Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 12.2 to 13.8
Stabilization Target: $41.81 (+12.9%)
PE Expansion Potential: +12.9%
Last updated: February 02, 2026 4:55 PM ET
Data refreshes hourly during market hours. Next update: 5:55 PM
🔥 Top Stocks Breaking Out Now
Ticker Score Recommendation Change %
Technical Signals Check
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL

Top Rated Banks - Regional Stocks

Top-rated stocks in Banks - Regional by analyst ratings.

Stock Analyst Consensus Analyst Target Tradestie Score
KEY
KeyCorp
BUY
24 analysts
$24 57 HOLD
FNB
F.N.B. Corp
STRONG BUY
9 analysts
$20 61 BUY
FHN
First Horizon National C…
BUY
16 analysts
$27 63 BUY
SSB
SouthState Corporation
STRONG BUY
11 analysts
$119 60 HOLD
ZION
Zions Bancorporation
SELL
23 analysts
$66 57 HOLD

More Analysis for FNWD

FNWD Technical Chart FNWD Price Prediction FNWD Earnings Date FNWD Investment Advisor FNWD Fair Price Analyzer FNWD Competitors
Live Trades
From trading groups
Loading trades...
View All Live Trades See Trader Consensus & Signals