FNWD Stock Analysis: Buy, Sell, or Hold?
FNWD - Finward Bancorp Common Stock
$37.02
0.38 (1.02%)
▲
5d:
+1.48%
30d:
+5.2%
90d:
+6.01%
HOLD
MODERATE Confidence
Last Updated: February 2, 2026
Earnings: Apr 28, 2026
Get Alerted When FNWD Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: FNWD shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: FNWD shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$65.03
Based on 9.3% avg growth
INTRINSIC VALUE TODAY
$40.38
8.3% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 13.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FNWD is currently trading at $37.02, which is considered extended relative to its 30-day fair value range of $34.73 to $36.79. From a valuation perspective, the stock is trading at a discount (Forward PE: 12.2) compared to its historical average (13.8). Remarkably, the market is currently pricing in an annual earnings decline of 4.0% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, FNWD is in a strong uptrend. Immediate support is located at $34.76, while resistance sits at $38.74.
Market Sentiment: FNWD has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, FNWD is in a strong uptrend. Immediate support is located at $34.76, while resistance sits at $38.74.
Market Sentiment: FNWD has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Fair Price Range
$34.73 -
$36.79
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
57.1%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($38.50)
Fair Price Analysis
30-Day Fair Range
$34.73 -
$36.79
Current vs Fair Value
EXTENDED
Support & Resistance Levels
Support Level
$34.76
Resistance Level
$38.74
Current Trend
Strong Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
12.22
Wall Street Target
$38.50
(+4.0%)
Revenue Growth (YoY)
-1.9%
Earnings Growth (YoY)
-5.6%
Profit Margin
12.2%
Valuation Discount vs History
-4.0% cheaper
PE vs Historical
12.2 vs 13.8
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-4.0%
(market-implied from PE analysis)
1-Year Target
$35.54
(-4%)
2-Year Target
$34.12
(-8%)
3-Year Target
$32.75
(-12%)
3-Yr Target (if PE normalizes)
(PE: 12→14)
$36.99
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 14.6%)
$101.58
(+174%)
Base:
(SPY PE: 12.2, Growth: 14.6%)
$55.65
(+50%)
Bear:
(PE: 10.4, Growth: 14.6%)
$47.30
(+28%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (19x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 18.59 | Current EPS (TTM): $1.88
Bull Case
$61.96
(+69%)
Analyst growth 61.2%, PE expands to 20.5
Base Case
$56.33
(+54%)
Market implied 61.2%, PE stable at 18.6
Bear Case
$23.77
(-35%)
Severe decline -20.0%, PE contracts to 15.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 12.2 to 13.8
Stabilization Target:
$41.81
(+12.9%)
PE Expansion Potential:
+12.9%
Last updated: February 02, 2026 4:55 PM ET
Data refreshes hourly during market hours. Next update: 5:55 PM
Data refreshes hourly during market hours. Next update: 5:55 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is FNWD showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
KEY
KeyCorp |
BUY
24 analysts |
$24 | 57 HOLD |
|
FNB
F.N.B. Corp |
STRONG BUY
9 analysts |
$20 | 61 BUY |
|
FHN
First Horizon National C… |
BUY
16 analysts |
$27 | 63 BUY |
|
SSB
SouthState Corporation |
STRONG BUY
11 analysts |
$119 | 60 HOLD |
|
ZION
Zions Bancorporation |
SELL
23 analysts |
$66 | 57 HOLD |