FSBW Stock Analysis: Buy, Sell, or Hold?
FSBW - FS Bancorp, Inc. Common Stock
$41.98
0.79 (1.92%)
▲
BUY
MODERATE Confidence
Last Updated: January 30, 2026
Earnings: Apr 21, 2026
Get Alerted When FSBW Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: FSBW shows positive signals but monitor for confirmation. Market pricing in 1.3% decline. Moderate conviction.
💡 BUY OPPORTUNITY: FSBW shows positive signals but monitor for confirmation. Market pricing in 1.3% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$59.55
Based on 6.4% avg growth
INTRINSIC VALUE TODAY
$36.98
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FSBW is currently trading at $41.98, which is considered fair relative to its 30-day fair value range of $40.69 to $42.42. The stock's valuation (Forward PE: 8.7) is in line with its historical norms (9.1). Remarkably, the market is currently pricing in an annual earnings decline of 1.3% over the next few years. This pessimistic expectation contrasts with the company's recent 20.1% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, FSBW is in a uptrend. Immediate support is located at $39.48, while resistance sits at $43.66.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, FSBW is in a uptrend. Immediate support is located at $39.48, while resistance sits at $43.66.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Fair Price Range
$40.69 -
$42.42
Company Quality Score
49/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
67.6%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($46.00)
Fair Price Analysis
30-Day Fair Range
$40.69 -
$42.42
Current vs Fair Value
FAIR
Support & Resistance Levels
Support Level
$39.49
Resistance Level
$43.66
Current Trend
Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
8.72
Wall Street Target
$46.00
(+9.6%)
Revenue Growth (YoY)
6.4%
Earnings Growth (YoY)
20.1%
Profit Margin
23.3%
Valuation Discount vs History
-1.3% cheaper
PE vs Historical
8.7 vs 9.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.3%
(market-implied from PE analysis)
1-Year Target
$41.43
(-1%)
2-Year Target
$40.90
(-3%)
3-Year Target
$40.36
(-4%)
3-Yr Target (if PE normalizes)
(PE: 9→9)
$42.11
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 8.7%)
$137.99
(+229%)
Base:
(SPY PE: 8.7, Growth: 8.7%)
$53.97
(+29%)
Bear:
(PE: 7.4, Growth: 8.7%)
$45.87
(+9%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (9x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 9.24 | Current EPS (TTM): $4.29
Bull Case
$48.90
(+17%)
Analyst growth 12.2%, PE expands to 10.2
Base Case
$44.45
(+6%)
Market implied 12.2%, PE stable at 9.2
Bear Case
$26.94
(-36%)
Severe decline -20.0%, PE contracts to 7.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.7 to 9.1
Stabilization Target:
$43.80
(+4.3%)
PE Expansion Potential:
+4.3%
Last updated: February 01, 2026 6:44 AM ET
Data refreshes hourly during market hours. Next update: 7:44 AM
Data refreshes hourly during market hours. Next update: 7:44 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is FSBW showing a specific setup today?
Insider Activity (6 Months)
0
Buys
5
Sells
Net
INSIDERS SELLING
Recent Transactions
Joseph C Adams
SELL
14646 shares
2025-08-27
Joseph C Adams
SELL
402 shares
2025-08-22
Joseph C Adams
SELL
6674 shares
2025-08-21
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
KEY
KeyCorp |
BUY
24 analysts |
$24 | 58 HOLD |
|
FNB
F.N.B. Corp |
STRONG BUY
9 analysts |
$20 | 60 BUY |
|
SNV
Synovus Financial Corp |
BUY
19 analysts |
$58 | 50 HOLD |
|
SSB
SouthState Corporation |
STRONG BUY
11 analysts |
$115 | 63 BUY |
|
FHN
First Horizon National C… |
BUY
16 analysts |
$27 | 57 HOLD |
Advanced FSBW Option Strategies
Professional options setups generated by AI based on today's FSBW price and gamma walls.
