HBAN Stock Analysis: Buy, Sell, or Hold?
HBAN - Huntington Bancshares Inc
$17.48
0.19 (1.10%)
▲
BUY
HIGH Confidence
Last Updated: January 30, 2026
Earnings: Apr 23, 2026
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1 traders called HBAN this week
100% bullish • 0 bearish
100% bullish • 0 bearish
Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: HBAN trading at deep discount. Market pricing in -6.4% annual earnings decline, creating value opportunity for patient investors.
✅ BUY SIGNAL: HBAN trading at deep discount. Market pricing in -6.4% annual earnings decline, creating value opportunity for patient investors.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$41.12
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$25.53
31.5% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: HBAN is currently trading at $17.48, which is considered slightly low relative to its 30-day fair value range of $17.37 to $18.15. From a valuation perspective, the stock is trading at a discount (Forward PE: 9.0) compared to its historical average (11.0). Remarkably, the market is currently pricing in an annual earnings decline of 6.4% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, HBAN is in a uptrend. Immediate support is located at $16.82, while resistance sits at $18.91.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $20.48 (+18.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, HBAN is in a uptrend. Immediate support is located at $16.82, while resistance sits at $18.91.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $20.48 (+18.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Fair Price Range
$17.37 -
$18.15
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
77.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($20.48)
Fair Price Analysis
30-Day Fair Range
$17.37 -
$18.15
Current vs Fair Value
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$16.82
Resistance Level
$18.91
Current Trend
Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
9.01
Wall Street Target
$20.48
(+18.4%)
Revenue Growth (YoY)
11.1%
Earnings Growth (YoY)
-11.7%
Profit Margin
28.7%
Valuation Discount vs History
-6.4% cheaper
PE vs Historical
9.0 vs 11.0
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-6.4%
(market-implied from PE analysis)
1-Year Target
$16.18
(-6%)
2-Year Target
$15.15
(-12%)
3-Year Target
$14.18
(-18%)
3-Yr Target (if PE normalizes)
(PE: 9→11)
$17.31
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 29.8%)
$93.65
(+442%)
Base:
(SPY PE: 9.0, Growth: 29.8%)
$37.83
(+119%)
Bear:
(PE: 7.7, Growth: 29.8%)
$32.15
(+86%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 12.54 | Current EPS (TTM): $1.39
Bull Case
$26.47
(+53%)
Analyst growth 38.0%, PE expands to 13.8
Base Case
$24.06
(+39%)
Market implied 38.0%, PE stable at 12.5
Bear Case
$11.85
(-31%)
Severe decline -20.0%, PE contracts to 10.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 9.0 to 11.0
Stabilization Target:
$21.11
(+22.1%)
PE Expansion Potential:
+22.1%
Last updated: January 30, 2026 4:12 PM ET
Data refreshes hourly during market hours. Next update: 5:12 PM
Data refreshes hourly during market hours. Next update: 5:12 PM
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Technical Signals Check
Is HBAN showing a specific setup today?
Insider Activity (6 Months)
3
Buys
1
Sells
+
Net
INSIDERS SELLING
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Advanced HBAN Option Strategies
Professional options setups generated by AI based on today's HBAN price and gamma walls.
