IBN Stock Analysis: Buy, Sell, or Hold?
IBN - ICICI Bank Limited
$29.29
-0.48 (-1.61%)
▼
HOLD
MODERATE Confidence
Last Updated: January 30, 2026
Earnings: Jan 26, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: IBN shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: IBN shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$49.02
Based on 10.4% avg growth
INTRINSIC VALUE TODAY
$30.44
3.8% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 16.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: IBN is currently trading at $29.29, which is considered oversold relative to its 30-day fair value range of $29.43 to $30.85. The stock's valuation (Forward PE: 16.7) is in line with its historical norms (16.9). Remarkably, the market is currently pricing in an annual earnings decline of 0.3% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, IBN is in a downtrend. The price is currently testing key support at $28.82. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: IBN has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $39.12 (+31.4%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, IBN is in a downtrend. The price is currently testing key support at $28.82. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: IBN has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $39.12 (+31.4%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Fair Price Range
$29.43 -
$30.85
Company Quality Score
54/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
57.1%
Protect Your Profits
Holding IBN? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 31.4% below Wall St target ($39.12)
Fair Price Analysis
30-Day Fair Range
$29.43 -
$30.85
Current vs Fair Value
OVERSOLD
Support & Resistance Levels
Support Level
$28.82
Resistance Level
$31.15
Current Trend
Downtrend
Fundamental Context
Forward P/E (Next Year Est.)
16.73
Wall Street Target
$39.13
(+31.4%)
Revenue Growth (YoY)
3.0%
Earnings Growth (YoY)
-3.7%
Profit Margin
27.5%
Valuation Discount vs History
-0.3% cheaper
PE vs Historical
16.7 vs 16.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.3%
(market-implied from PE analysis)
1-Year Target
$29.68
(0%)
2-Year Target
$29.59
(-1%)
3-Year Target
$29.50
(-1%)
3-Yr Target (if PE normalizes)
(PE: 17→17)
$29.81
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 16.7%)
$63.11
(+112%)
Base:
(SPY PE: 16.7, Growth: 16.7%)
$47.33
(+59%)
Bear:
(PE: 14.2, Growth: 16.7%)
$40.23
(+35%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (18x PE), but valuation improves significantly next year (17x PE) as earnings recover.
Trailing PE: 18.49 | Current EPS (TTM): $1.60
Bull Case
$36.20
(+24%)
Analyst growth 11.2%, PE expands to 20.3
Base Case
$32.91
(+12%)
Market implied 11.2%, PE stable at 18.5
Bear Case
$20.11
(-31%)
Severe decline -20.0%, PE contracts to 15.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 16.7 to 16.9
Stabilization Target:
$30.08
(+1.0%)
PE Expansion Potential:
+1.0%
Last updated: January 31, 2026 1:01 AM ET
Data refreshes hourly during market hours. Next update: 2:01 AM
Data refreshes hourly during market hours. Next update: 2:01 AM
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Technical Signals Check
Is IBN showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Advanced IBN Option Strategies
Professional options setups generated by AI based on today's IBN price and gamma walls.
