ITUB Stock Analysis: Buy, Sell, or Hold?
ITUB - Itau Unibanco Holding S.A. American Depositary Shares
$7.87
0.00 (0.00%)
▲
5d:
-3.32%
30d:
-13.04%
90d:
+7.66%
HOLD
MODERATE Confidence
Analysis Updated: Mar 30, 2026 12:00 AM ET
Earnings: May 14, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: ITUB shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: ITUB shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$12.02
Based on 6.1% avg growth
INTRINSIC VALUE TODAY
$7.46
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ITUB is currently trading at $7.87, which is considered oversold relative to its 30-day fair value range of $7.94 to $8.98. From a valuation perspective, the stock is trading at a discount (Forward PE: 8.3) compared to its historical average (9.4). Remarkably, the market is currently pricing in an annual earnings decline of 4.2% over the next few years. This pessimistic expectation contrasts with the company's recent 2.8% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, ITUB is in a uptrend. The price is currently testing key support at $7.79. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: ITUB has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, ITUB is in a uptrend. The price is currently testing key support at $7.79. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: ITUB has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Fair Price Range
$7.94 -
$8.98
Company Quality Score
55/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
52.4%
All Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($8.33)
Fair Price Analysis
30-Day Fair Range
$7.94 -
$8.98
Current vs Fair Value
OVERSOLD
Support & Resistance Levels
Support Level
$7.79
Resistance Level
$8.34
Current Trend
Uptrend
Technical data as of
Mar 30, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.27
Wall Street Target
$8.33
(+5.9%)
Revenue Growth (YoY)
11.0%
Earnings Growth (YoY)
2.8%
Profit Margin
32.3%
Valuation Discount vs History
-4.2% cheaper
PE vs Historical
8.3 vs 9.4
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-4.2%
(market-implied from PE analysis)
1-Year Target
$7.54
(-4%)
2-Year Target
$7.22
(-8%)
3-Year Target
$6.92
(-12%)
3-Yr Target (if PE normalizes)
(PE: 8→9)
$7.86
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 8.2%)
$26.93
(+242%)
Base:
(SPY PE: 8.3, Growth: 8.2%)
$9.97
(+27%)
Bear:
(PE: 7.0, Growth: 8.2%)
$8.47
(+8%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (10x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 10.18 | Current EPS (TTM): $0.77
Bull Case
$10.66
(+31%)
Analyst growth 23.6%, PE expands to 11.2
Base Case
$9.69
(+19%)
Market implied 23.6%, PE stable at 10.2
Bear Case
$5.33
(-35%)
Severe decline -20.0%, PE contracts to 8.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.3 to 9.4
Stabilization Target:
$8.95
(+13.7%)
PE Expansion Potential:
+13.7%
Share & Embed Analysis
Last updated: March 31, 2026 12:09 AM ET
Data refreshes hourly during market hours. Next update: 1:09 AM
Data refreshes hourly during market hours. Next update: 1:09 AM
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Technical Signals Check
Is ITUB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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