LCNB Stock Analysis: Buy, Sell, or Hold?
LCNB - LCNB Corporation
$15.59
-0.16 (-1.02%)
▼
5d:
-2.38%
30d:
-9.94%
90d:
-6.98%
HOLD
MODERATE Confidence
Analysis Updated: Mar 31, 2026 12:00 AM ET
Earnings: Apr 28, 2026
26d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: LCNB shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: LCNB shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$22.52
Based on 5.5% avg growth
INTRINSIC VALUE TODAY
$13.98
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: LCNB is currently trading at $15.59, which is considered oversold relative to its 30-day fair value range of $15.64 to $17.15. The stock's valuation (Forward PE: 8.6) is in line with its historical norms (9.5). Remarkably, the market is currently pricing in an annual earnings decline of 3.1% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, LCNB is in a uptrend. Immediate support is located at $14.83, while resistance sits at $16.17.
Market Sentiment: LCNB has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $18.00 (+15.5%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, LCNB is in a uptrend. Immediate support is located at $14.83, while resistance sits at $16.17.
Market Sentiment: LCNB has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $18.00 (+15.5%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Fair Price Range
$15.64 -
$17.15
Company Quality Score
54/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
54.8%
All Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($18.00)
Fair Price Analysis
30-Day Fair Range
$15.64 -
$17.15
Current vs Fair Value
OVERSOLD
Support & Resistance Levels
Support Level
$14.83
Resistance Level
$16.17
Current Trend
Uptrend
Technical data as of
Mar 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.61
Wall Street Target
$18.00
(+15.5%)
Revenue Growth (YoY)
3.5%
Earnings Growth (YoY)
-7.1%
Profit Margin
25.7%
Valuation Discount vs History
-3.1% cheaper
PE vs Historical
8.6 vs 9.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-3.1%
(market-implied from PE analysis)
1-Year Target
$15.11
(-3%)
2-Year Target
$14.64
(-6%)
3-Year Target
$14.18
(-9%)
3-Yr Target (if PE normalizes)
(PE: 9→10)
$15.64
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 7.1%)
$49.70
(+219%)
Base:
(SPY PE: 8.6, Growth: 7.1%)
$19.15
(+23%)
Bear:
(PE: 7.3, Growth: 7.1%)
$16.28
(+4%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (9x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 9.29 | Current EPS (TTM): $1.63
Bull Case
$18.51
(+17%)
Analyst growth 11.0%, PE expands to 10.2
Base Case
$16.82
(+6%)
Market implied 11.0%, PE stable at 9.3
Bear Case
$10.30
(-35%)
Severe decline -20.0%, PE contracts to 7.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.6 to 9.5
Stabilization Target:
$17.20
(+10.3%)
PE Expansion Potential:
+10.3%
Share & Embed Analysis
Last updated: April 01, 2026 1:05 AM ET
Data refreshes hourly during market hours. Next update: 2:05 AM
Data refreshes hourly during market hours. Next update: 2:05 AM
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Technical Signals Check
Is LCNB showing a specific setup today?
Insider Activity (6 Months)
1
Buys
2
Sells
Net
INSIDERS SELLING
Recent Transactions
Michael Robert Miller
SELL
2759 shares
2026-02-04
Eric J Meilstrup
BUY
500 shares
2025-11-19
William G Huddle
SELL
3000 shares
2025-11-12
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