WTFC Stock Analysis: Buy, Sell, or Hold?
WTFC - Wintrust Financial Corp
$144.58
-1.91 (-1.30%)
▼
5d:
-4.66%
30d:
-0.45%
90d:
-5.96%
BUY
HIGH Confidence
Analysis Updated: May 15, 2026 12:00 AM ET
Earnings: Apr 20, 2026
0d
Get Alerted When WTFC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: WTFC shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
✅ BUY SIGNAL: WTFC shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$198.26
Based on 5.2% avg growth
INTRINSIC VALUE TODAY
$123.11
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: WTFC is currently trading at $144.58, which is considered oversold relative to its 30-day fair value range of $146.40 to $150.69. The stock's valuation (Forward PE: 10.4) is in line with its historical norms (11.1). Remarkably, the market is currently pricing in an annual earnings decline of 2.1% over the next few years. This pessimistic expectation contrasts with the company's recent 19.7% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, WTFC is showing sideways momentum. The price is currently testing key support at $143.22. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $174.67 (+20.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, WTFC is showing sideways momentum. The price is currently testing key support at $143.22. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $174.67 (+20.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$146.40 -
$150.69
Company Quality Score
48/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
79.5%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 20.8% below Wall St target ($174.67)
Trading Range Analysis
30-Day Trading Range
$146.40 -
$150.69
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$143.22
Resistance Level
$154.39
Current Trend
Sideways
Technical data as of
May 15, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.43
Wall Street Target
$174.67
(+20.8%)
Revenue Growth (YoY)
10.4%
Earnings Growth (YoY)
19.7%
Profit Margin
32.0%
Valuation Discount vs History
-2.1% cheaper
PE vs Historical
10.4 vs 11.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-2.1%
(market-implied from PE analysis)
1-Year Target
$141.54
(-2%)
2-Year Target
$138.57
(-4%)
3-Year Target
$135.66
(-6%)
3-Yr Target (if PE normalizes)
(PE: 10→11)
$144.41
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.1, Growth: 6.4%)
$369.07
(+155%)
Base:
(SPY PE: 10.4, Growth: 6.4%)
$174.38
(+21%)
Bear:
(PE: 8.9, Growth: 6.4%)
$148.22
(+3%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 12.27 | Current EPS (TTM): $11.94
Bull Case
$187.11
(+29%)
Analyst growth 16.1%, PE expands to 13.5
Base Case
$170.10
(+18%)
Market implied 16.1%, PE stable at 12.3
Bear Case
$99.61
(-31%)
Severe decline -20.0%, PE contracts to 10.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 10.4 to 11.1
Stabilization Target:
$153.90
(+6.4%)
PE Expansion Potential:
+6.4%
Share & Embed Analysis
Last updated: May 18, 2026 4:06 AM ET
Data refreshes hourly during market hours. Next update: 5:06 AM
Data refreshes hourly during market hours. Next update: 5:06 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is WTFC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
6
Sells
Net
INSIDERS SELLING
Recent Transactions
David L Stoehr
SELL
3020 shares
2026-04-23
David Eric Lee
SELL
558 shares
2026-01-30
David L Stoehr
SELL
2499 shares
2026-01-29
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
FITB
Fifth Third Bancorp |
BUY
24 analysts |
$57 | 51 HOLD |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$234 | 60 BUY |
|
RF
Regions Financial Corpor… |
HOLD
24 analysts |
$31 | 58 HOLD |
|
SNV
Synovus Financial Corp |
BUY
19 analysts |
$58 | 50 HOLD |
|
BAP
Credicorp Ltd |
STRONG BUY
13 analysts |
$361 | 61 BUY |
