NECB Stock Analysis: Buy, Sell, or Hold?
NECB - Northeast Community Bancorp, Inc.
$23.60
0.15 (0.64%)
▲
HOLD
MODERATE Confidence
Last Updated: January 30, 2026
Earnings: Feb 04, 2026
3d
Get Alerted When NECB Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: NECB shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: NECB shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$26.98
Based on 3.5% avg growth
INTRINSIC VALUE TODAY
$16.75
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 6.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: NECB is currently trading at $23.60, which is considered extended relative to its 30-day fair value range of $22.66 to $23.36. The stock's valuation (Forward PE: 6.9) is in line with its historical norms (6.7). At these levels, the market is pricing in 1.2% annual earnings growth.
Technical Outlook: Technically, NECB is in a strong uptrend. The price is approaching resistance at $24.20. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, NECB is in a strong uptrend. The price is approaching resistance at $24.20. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Fair Price Range
$22.66 -
$23.36
Company Quality Score
60/100
(HOLD)
Options IV Signal
43th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
53.5%
Protect Your Profits
Holding NECB? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BEARISH: Price extended above range
- NEUTRAL: Options fairly priced (IV 43th percentile)
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($25.50)
- BULLISH: Expecting earnings turnaround to 1.2% growth with -2.1% revenue growth
Fair Price Analysis
30-Day Fair Range
$22.66 -
$23.36
Current vs Fair Value
EXTENDED
Expected Move (7 Days)
±$1.60
(6.8%)
Support & Resistance Levels
Support Level
$22.40
Resistance Level
$24.20
Current Trend
Strong Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
6.92
Wall Street Target
$25.50
(+8.7%)
Revenue Growth (YoY)
-2.1%
Earnings Growth (YoY)
-8.4%
Profit Margin
42.7%
Valuation Premium vs History
+1.2% premium
PE vs Historical
6.9 vs 6.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.2%
(market-implied from PE analysis)
1-Year Target
$23.73
(+1%)
2-Year Target
$24.02
(+2%)
3-Year Target
$24.30
(+4%)
3-Yr Target (if PE normalizes)
(PE: 7→7)
PE COMPRESSION
$23.54
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 3.0%)
$82.70
(+253%)
Base:
(SPY PE: 6.9, Growth: 3.0%)
$25.65
(+9%)
Bear:
(PE: 5.9, Growth: 3.0%)
$21.81
(-7%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (7x PE), but valuation improves significantly next year (7x PE) as earnings recover.
Trailing PE: 7.11 | Current EPS (TTM): $3.21
Bull Case
$26.51
(+12%)
Analyst growth 5.6%, PE expands to 7.8
Base Case
$24.10
(+2%)
Market implied 5.6%, PE stable at 7.1
Bear Case
$15.52
(-34%)
Severe decline -20.0%, PE contracts to 6.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Last updated: January 30, 2026 10:05 PM ET
Data refreshes hourly during market hours. Next update: 11:05 PM
Data refreshes hourly during market hours. Next update: 11:05 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is NECB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Donald S Hom
SELL
1000 shares
2025-08-13
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
KEY
KeyCorp |
BUY
24 analysts |
$24 | 58 HOLD |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$55 | 62 BUY |
|
FNB
F.N.B. Corp |
STRONG BUY
9 analysts |
$20 | 60 BUY |
|
SSB
SouthState Corporation |
STRONG BUY
11 analysts |
$115 | 63 BUY |
|
FHN
First Horizon National C… |
BUY
16 analysts |
$27 | 57 HOLD |
Advanced NECB Option Strategies
Professional options setups generated by AI based on today's NECB price and gamma walls.
