OPBK Stock Analysis: Buy, Sell, or Hold?
OPBK - OP Bancorp Common Stock
$13.98
0.12 (0.83%)
▲
BUY
HIGH Confidence
Last Updated: January 30, 2026
Earnings: Apr 23, 2026
Get Alerted When OPBK Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: OPBK shows strong fundamentals and good volume confirmation. Solid entry point despite slightly low pricing.
✅ BUY SIGNAL: OPBK shows strong fundamentals and good volume confirmation. Solid entry point despite slightly low pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$22.16
Based on 8.3% avg growth
INTRINSIC VALUE TODAY
$13.76
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: OPBK is currently trading at $13.98, which is considered slightly low relative to its 30-day fair value range of $13.89 to $14.59. The stock's valuation (Forward PE: 6.7) is in line with its historical norms (7.2). Remarkably, the market is currently pricing in an annual earnings decline of 2.3% over the next few years. This pessimistic expectation contrasts with the company's recent 42.5% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, OPBK is showing sideways momentum. Immediate support is located at $13.37, while resistance sits at $15.13.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $16.50 (+19.0%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, OPBK is showing sideways momentum. Immediate support is located at $13.37, while resistance sits at $15.13.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $16.50 (+19.0%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Fair Price Range
$13.89 -
$14.59
Company Quality Score
53/100
(HOLD)
Options IV Signal
50th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
75.8%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Options fairly priced (IV 50th percentile)
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($16.50)
Fair Price Analysis
30-Day Fair Range
$13.89 -
$14.59
Current vs Fair Value
SLIGHTLY LOW
Expected Move (7 Days)
±$0.62
(4.4%)
Support & Resistance Levels
Support Level
$13.37
Resistance Level
$15.13
Current Trend
Sideways
Fundamental Context
Forward P/E (Next Year Est.)
6.68
Wall Street Target
$16.50
(+19.0%)
Revenue Growth (YoY)
20.3%
Earnings Growth (YoY)
42.5%
Profit Margin
28.2%
Valuation Discount vs History
-2.3% cheaper
PE vs Historical
6.7 vs 7.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-2.3%
(market-implied from PE analysis)
1-Year Target
$13.55
(-2%)
2-Year Target
$13.23
(-5%)
3-Year Target
$12.93
(-7%)
3-Yr Target (if PE normalizes)
(PE: 7→7)
$13.93
(+1%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 12.5%)
$65.82
(+375%)
Base:
(SPY PE: 6.7, Growth: 12.5%)
$19.72
(+42%)
Bear:
(PE: 5.7, Growth: 12.5%)
$16.77
(+21%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (8x PE), but valuation improves significantly next year (7x PE) as earnings recover.
Trailing PE: 7.92 | Current EPS (TTM): $1.72
Bull Case
$18.09
(+29%)
Analyst growth 20.6%, PE expands to 8.7
Base Case
$16.44
(+18%)
Market implied 20.6%, PE stable at 7.9
Bear Case
$9.27
(-34%)
Severe decline -20.0%, PE contracts to 6.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 6.7 to 7.2
Stabilization Target:
$14.94
(+7.8%)
PE Expansion Potential:
+7.8%
Last updated: January 30, 2026 7:49 PM ET
Data refreshes hourly during market hours. Next update: 8:49 PM
Data refreshes hourly during market hours. Next update: 8:49 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is OPBK showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$102 | 59 HOLD |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$230 | 64 BUY |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$55 | 62 BUY |
|
SSB
SouthState Corporation |
STRONG BUY
11 analysts |
$115 | 63 BUY |
|
FHN
First Horizon National C… |
BUY
16 analysts |
$27 | 57 HOLD |
Advanced OPBK Option Strategies
Professional options setups generated by AI based on today's OPBK price and gamma walls.